Haywood County property record for 243 Silverleaf Cir, Maggie Valley, NC 28751
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 892 sqft · built 1989 |
| Lot Size | 0.531 acres (23,122 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,115 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7686-09-2642 |
| Primary APN | 7686-09-2642 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 892 sqft Heated Area |
| Gross Area | 1,169 sqft |
| 1st Floor Area | 892 sqft |
| Upper Floors Area | 218 sqft |
| Basement Area | 874 sqft |
| Finished Basement | 874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 23,122 sqft (0.531 acres) |
| Garage Area | 480 sqft |
| Patio Area | 519 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87692 |
|---|---|
| Street Address | 243 SILVERLEAF CIR |
| City | MAGGIE VALLEY |
| State | NC |
| Zip | 28751-7660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR2 |
| Legal Description | #43 & #45 SECT II VALLEY CREEK RUN |
| Legal Subdivision | VALLEY CREEK RUN |
| Legal Unit | 43 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | IVY HILL |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 920702 |
243 Silverleaf Cir is owned and occupied by two individuals who acquired it in September 2015.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 SILVERLEAF CIR, MAGGIE VALLEY, NC 28751-7660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2015 |
| Deed Sale | Sep 25, 2015 |
| Deed Document Number | 20158039 |
| Deed Book / Page | 893 / 1888 |
| Prior Transfer Date | Jun 11, 2014 |
| Prior Transfer Doc | 0008680985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 243 SILVERLEAF CIR, MAGGIE VALLEY, NC 28751-7660 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010940391 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 1094/391 |
| Instrument | 2023007890 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 243 SILVERLEAF CIR, MAGGIE VALLEY, NC 28751-7660 |
| Document Number | 0009662293 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Address | 243 SILVERLEAF CIR MAGGIE VALLEY NC 287517660, MAGGIE VALLEY, NC 28751-7660 |
| Document Number | 0009662293 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 000966/002293 |
| Instrument | 662 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802-0010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 243 Silverleaf Cir was $2,115.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Maggie Valley Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,600 (-) Land $33,600 Building $243,000 | ||
| 2025 | $2,115.00 | $276,600 Land $33,600 Building $243,000 | $276,600 Land $33,600 Building $243,000 |
| 2023 | $276,600 Land $33,600 Building $243,000 | $276,600 Land $33,600 Building $243,000 | |
| 2021 | $276,600 Land $33,600 Building $243,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Silverleaf Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 17 (2024) |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Silverleaf Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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