243 Shell Beach Dr, Lake Charles, LA 70601 Property Records

Calcasieu Parish property record for 243 Shell Beach Dr, Lake Charles, LA 70601

Property Summary

Property TypeSingle Family Home
Lot Size0.017 acres (739 sqft)
OwnerIndividual Name on File
Last Sale$53,500 (Aug 2018)
Tax Bill$5,167 (2025)
Deeds & MortgagesAug 2019 Mortgage
Feb 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN00550795

Property Details

APN / Parcel Number

Primary APN00550795

Exterior

Lot Area739 sqft (0.017 acres)

Location & Zoning

Street Address243 SHELL BEACH DR
CityLAKE CHARLES
StateLA
Zip70601-5977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description@061008-0426- 000201 0000 @061008-0426- 000301 0000 LOT 2 AND LOT 3 KENNETH M DEVOS SUB LESS S 15 FT REF1-LOUIS J BONIN B 164
Legal Range08
Legal Township10
Legal Section06
Legal SubdivisionDEVOS SUB
Legal Block3
Legal Lot Number2-3
Legal Unit1
JurisdictionCALCASIEU LA
Township / Civil Division5
Census Block Group1
Census Block1019
Census Tract500

Owner

243 Shell Beach Dr is owned and occupied by an individual who bought it in August 2018.

Source: Calcasieu Parish records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2019Deed of Trust, Mortgage · ARM
FIRST FEDERAL BANK
Feb 5, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Aug 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Aug 15, 2019Deed of Trust, Mortgage · ARM
FIRST FEDERAL BANK
Aug 28, 2018Cash Sale Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2018 · Amount on File
Deed SaleAug 28, 2018 · Amount on File
Deed Document Number20183328214
Deed Book / Page4280 / 155
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005392/153
DateAug 15, 2019
Book Page5392/153
Instrument3363880
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change9.5%
Index1-Year LIBOR
Margin2

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALCASIEU LA
Recording DateFeb 5, 2026
Property Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977
Document Number004748/825
Book / Page4748 / 825
Map ReferenceMB 4 PG 89
Instrument DateFeb 5, 2026
Instrument3595947
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2445 BURTON DR, LAKE CHARLES, LA 70601-3837

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977

Mortgage

Document Number0003595948
DateFeb 5, 2026
Instrument3595948
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2020
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change7.5%
IndexOther
Max Rate10.5%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5239/770
DateAug 28, 2018
Book Page5239/770
Instrument3328215
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977
Transaction TypeMortgage
Record UpdatedSep 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5392/153
DateAug 15, 2019
Book Page5392/153
Instrument3363880
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change9.5%
Index1-Year LIBOR
Margin2

August 2018: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionCALCASIEU LA
Recording DateAug 28, 2018
Property Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977
Document Number004280/155
Book / Page4280 / 155
Instrument DateAug 23, 2018
Instrument3328214
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 SHELL BEACH DR, LAKE CHARLES, LA 70601-5977

Mortgage

Document Number005239/770
DateAug 28, 2018
Book Page5239/770
Instrument3328215
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 243 Shell Beach Dr was $5,167 with a homeowner's exemption, up 4.4% from the year before.

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyCalcasieu Parish
MunicipalityLake Charles City
Unified School DistrictCalcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,167.00 (+4.36%) Homeowner's exemption$49,920 (-) Land $12,670 Building $37,250$499,200 (-) Land $126,700 Building $372,500
2024$4,951.00 (-1.3%) Homeowner's exemption$49,920 (-) Land $12,670 Building $37,250$499,200 (-) Land $126,700 Building $372,500
2023$5,016.00 (+0.44%) Homeowner's exemption$49,920 (-) Land $12,670 Building $37,250$499,200 (-) Land $126,700 Building $372,500
2022$4,994.00 Homeowner's exemption$49,920 Land $12,670 Building $37,250$499,200 Land $126,700 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Shell Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 213 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies213 in force
Nearby Flood Claims185 (1979–2024)
Claims Outside the SFHA38 of 185
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Hurricane Laura, Aug 2020 · 6 claims
  • Hurricane Ike, Sep 2008 · 54 claims
  • Hurricane Rita, Sep 2005 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 243 Shell Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE CHARLES WATER SYSTEM
serves 79,500 people · EPA ID LA1019029
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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