243 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 243 School St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,405 sqft · built 1860
Lot Size	11.3 acres (496,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,761 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R049 B:2`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R049 B:2`
Alternative APN	`1877`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,405 sqft Living Area
Gross Area	4,616 sqft
1st Floor Area	1,684 sqft
Attic	Attic
Attic Area	1,012 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	496,148 sqft (11.3 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1877
Street Address	243 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	LEO SABOL
Legal Block	2
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1011
Census Tract	32001

Owner

Source: York County and Berwick Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 SCHOOL ST, BERWICK, ME 03901-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 7, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING
Oct 27, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2013
Deed Sale	Jun 27, 2013
Deed Document Number	201329947
Deed Book / Page	16634 / 0264
Last Transfer Date	May 24, 2024
Transfer Doc	0194410446
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	243 SCHOOL ST, BERWICK, ME 03901-2706
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186620715
Date	May 12, 2021
Book Page	18662/715
Instrument	2021027395

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	243 SCHOOL ST, BERWICK, ME 03901-2706
Document Number	0181280462
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SCHOOL ST BERWICK ME 039012706, BERWICK, ME 03901-2706

Mortgage

Document Number	0181280462
Date	Dec 20, 2019
Book Page	018128/000462
Instrument	54892

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	243 SCHOOL ST, BERWICK, ME 03901-2706
Document Number	0175960601
Book / Page	017596 / 000601
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	243 SCHOOL ST BERWICK ME 039012706, BERWICK, ME 03901-2706

Mortgage

Document Number	0175960601
Date	Nov 2, 2017
Book Page	017596/000601
Instrument	47032

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,761.00 (+3.52%)	$518,500 (-0.99%) Land $150,000 Building $368,500
2024	$6,531.00 (+13.35%)	$523,700 (+66.52%) Land $155,200 Building $368,500
2023	$5,762.00 (+0.56%)	$314,500 (-) Land $104,800 Building $209,700	$524,305
2022	$5,730.00	$314,500 Land $104,800 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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