243 Sandy Plains Rd, Tryon, NC 28782 Property Records

Polk County property record for 243 Sandy Plains Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1957
Lot Size	2.62 acres (114,127 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2019)
Tax Bill	$1,260 (2026)
Deeds & Mortgages	Oct 2019 Sale & Refinance Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P96-58`

Property Details

APN / Parcel Number

Primary APN	`P96-58`
Alternative APN	`57484`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,292 sqft Finished Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	114,127 sqft (2.62 acres)
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57484
Street Address	243 SANDY PLAINS RD
City	TRYON
State	NC
Zip	28782-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	SANDY PLAINS RD, 100D 100D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1037
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 SANDY PLAINS RD, TRYON, NC 28782-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Warranty Deed, Transfer · Stand-Alone Refinance BETTER MORTGAGE CORP
Oct 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Book / Page	444 / 81
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 23, 2019
Property Address	243 SANDY PLAINS RD, TRYON, NC 28782-8741
Document Number	0000444/81
Book / Page	444 / 81
Instrument Date	Oct 21, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SANDY PLAINS RD, TRYON, NC 28782-8741

Mortgage

Document Number	444/84
Date	Oct 23, 2019
Book Page	444/84

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 23, 2019
Property Address	243 SANDY PLAINS RD, TRYON, NC 28782-8741
Document Number	0000444/78
Book / Page	444 / 78
Instrument Date	Oct 16, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SANDY PLAINS RD, TRYON, NC 28782-8741

Mortgage

Document Number	0000444/84
Date	Oct 23, 2019
Book Page	444/84

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,260.00 (+6.33%)	$237,150 (+6.27%) Land $61,060 Building $176,090	$237,150 (+6.27%) Land $61,060 Building $176,090
2025	$1,185.00 (+18.26%)	$223,167 (+42.04%) Land $61,060 Building $162,107	$223,167 (+42.04%) Land $61,060 Building $162,107
2023	$1,002.00	$157,117 Land $46,200 Building $110,917
2021			$157,117 Land $46,200 Building $110,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pangaea Internet Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Spectrum, Windstream.

Cell Coverage

4G LTE only, no 5G reported

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