243 S C St, Pensacola, FL 32502 Property Records

Escambia County property record for 243 S C St, Pensacola, FL 32502

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,484 sqft · built 1979
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Sep 2020)
Tax Bill	$2,305 (2024)
Deeds & Mortgages	Mar 2024 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00-0S-00-9080-000-114`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9080-000-114`
Alternative APN	`153342000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	4,500 sqft (0.103 acres)
Lot Width	50 ft Width
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	153342000
Street Address	243 S C ST
City	PENSACOLA
State	FL
Zip	32502-4651
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-1AA
Legal Description	S 50 FT OF LTS 1 2 3 BLK 114 MAXENT TRACT OR 8362 P 1476 OR 9118 P 1687 CA 103
Legal Subdivision	MAXENT TRACT PDB 14
Legal Block	114
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1079
Census Tract	300

Owner

243 S C St, a residential property, is owned by two individuals who acquired it in March 2024.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2056 HAMILTON CROSSING DR, CANTONMENT, FL 32533-5812
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Correction Deed
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Nov 22, 2016 · Amount on File
Deed Document Number	202073437
Deed Book / Page	8362 / 1476
Last Transfer Date	Mar 14, 2024
Transfer Doc	0091181687
Record Updated	Sep 20, 2026

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 18, 2024
Property Address	243 S C ST, PENSACOLA, FL 32502-4651
Document Number	0091181687
Book / Page	9118 / 1687
Instrument Date	Mar 14, 2024
Instrument	2024020234
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2056 HAMILTON CROSSING DR, CANTONMENT, FL 32533-5812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2056 HAMILTON CROSSING DR, CANTONMENT, FL 32533-5812

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 3, 2020
Property Address	243 S C ST, PENSACOLA, FL 32502-4651
Document Number	0083621476
Book / Page	8362 / 1476
Instrument Date	Sep 1, 2020
Instrument	2020073437
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 383, GEORGIANA, AL 36033-0383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 W HATTON ST, PENSACOLA, FL 32501-1220

Mortgage

Document Number	0083621479
Date	Sep 3, 2020
Instrument	8362/1479

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,583 Land $67,275 Building $85,308	$152,583 Land $67,275 Building $85,308
2024	$2,305.00 (+8.57%)
2023	$2,123.00 (+8.15%)	$116,861 (-8.29%)	$137,586 (+7.98%) Land $58,500 Building $79,086
2022	$1,963.00	$127,418	$127,418 Land $58,500 Building $68,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 S C St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 119 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 units insured incl. 64 condo units
Nearby Flood Claims	207 (1979–2023)
Claims Outside the SFHA	104 of 207
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 17 claims Hurricane Frances, Sep 2004 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 243 S C St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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