San Diego County property record for 243 Ridge Ter, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,778 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $895,000 (2012) |
| Tax Bill | $11,892.00 (2025) |
| Primary APN | 265-331-73-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,778 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 243 RIDGE TER |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4381 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM13769 |
| Legal Subdivision | PARCEL MAP NO 13769 |
| Legal Tract | 13769 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 17104 |
Source: San Diego County records · APN 265-331-73-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY PRIVATE BANK NA |
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Nov 30, 2020 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2012 · Amount on Record |
| Deed Sale | Oct 11, 2012 · Amount on Record |
| Prior Sale | Sep 02, 1988 · Amount on Record |
| Deed Doc Number | 2012623906 |
| Last Transfer Date | Feb 05, 2014 |
| Transfer Doc | 0000056579 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Document Number | 0000307904 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-0307904 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GUARDIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000096212 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020-0096212 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037269 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020-0037269 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Document Number | 0000522802 |
|---|---|
| Date | Sep 09, 2020 |
| Instrument | 2020-0522802 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 243 RIDGE TER, ENCINITAS, CA 92024-4381 |
| Document Number | 0000754866 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0754866 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,124,161 (+2%) Land $753,629 Building $370,532 | |
| 2025 | $11,892.00 (+6.11%) Homeowner's exemption | $1,102,119 (+4.04%) Land $738,852 Building $363,267 |
| 2023 | $11,207.00 (+2.03%) Homeowner's exemption | $1,059,324 Land $710,162 Building $349,162 |
| 2022 | $10,984.00 |
243 Ridge Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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