Madison County property record for 243 Rainbow Dr, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,745 sqft · built 1972 |
| Lot Size | 0.501 acres (21,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Nov 2020) |
| Tax Bill | $1,849 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-27-0-003-031.000 |
| Primary APN | 15-08-27-0-003-031.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 1,745 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,867 sqft (0.501 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Utility Building | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 560404 |
|---|---|
| Street Address | 243 RAINBOW DR |
| City | MADISON |
| State | AL |
| Zip | 35758-8776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 1 RAINBOW MTN HEIGHTS 4TH ADD PB 4 PG 98 |
| Legal Subdivision | RAINBOW MTN ADD |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 11012 |
Source: Madison County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 243 RAINBOW DR, MADISON, AL 35758-8776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Nov 19, 2020 | Warranty Deed, Transfer · FHA Mortgage DELMAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on Record |
| Deed Sale | Nov 19, 2020 · Amount on Record |
| Deed Document Number | 2020-00093255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 243 RAINBOW DR, MADISON, AL 35758-8776 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 243 RAINBOW DR, MADISON, AL 35758-8776 |
| Document Number | 0000048371 |
|---|---|
| Date | Mar 25, 2025 |
| Book Page | 2025/48371 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Nov 19, 2020 |
| Property Address | 243 RAINBOW DR, MADISON, AL 35758-8776 |
| Document Number | 0000093255 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 93255 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 243 RAINBOW DR MADISON AL 357588776, MADISON, AL 35758-8776 |
| Document Number | 93256 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 93256 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,849.00 (+7.06%) Homeowner's exemption | $27,160 (+6.93%) Land $1,880 Building $25,280 | $271,700 (+7.09%) Land $18,700 Building $253,000 |
| 2023 | $1,727.00 (+11.2%) Homeowner's exemption | $25,400 (+10.92%) Land $1,880 Building $23,520 | $253,700 (+10.88%) Land $18,700 Building $235,000 |
| 2022 | $1,553.00 Homeowner's exemption | $22,900 Land $1,880 Building $21,020 | $228,800 Land $18,700 Building $210,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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