243 Plumpointe Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 243 Plumpointe Ln, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,488 sqft · built 1996
Lot Size	0.055 acres (2,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,000 (Jan 2011)
Tax Bill	$7,940 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-470-056-3`

Property Details

APN / Parcel Number

Primary APN	`217-470-056-3`
Alternative APN	`217-470-056`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	692 sqft
2nd Floor Area	796 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Lot Area	2,404 sqft (0.055 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	243 PLUMPOINTE LN
City	SAN RAMON
State	CA
Zip	94582-5530
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T7952 L56
Legal Subdivision	SUBDIVISION 7952
Legal Tract	7952
Legal Lot Number	56
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	2
Census Block	2012
Census Tract	355121

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4332 SPYGLASS DR, STOCKTON, CA 95219-1924
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADHI FINANCIAL INC
Feb 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NORTH COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2011 · Amount on Record
Deed Sale	Jan 14, 2011 · Amount on Record
Prior Sale	Jun 4, 2010 · Amount on Record
Deed Document Number	201110408
Last Transfer Date	Feb 8, 2020
Transfer Doc	0000027009
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	243 PLUMPOINTE LN, SAN RAMON, CA 94582-5530
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162693
Date	Oct 12, 2018
Instrument	2018-162693

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 4, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	243 PLUMPOINTE LN, SAN RAMON, CA 94582-5530
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4332 SPYGLASS DR, STOCKTON, CA 95219-1924

Mortgage

Document Number	0000269527
Date	Nov 10, 2020
Instrument	2020-269527

Lender

Name	ADHI FINANCIAL INC
Type	Non-Lending Institution
Address	UNION CITY, CA 94587

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 12, 2020
Property Address	243 PLUMPOINTE LN, SAN RAMON, CA 94582-5530
Document Number	0000027009
Map Reference	MB 384 PG 19
Instrument Date	Feb 8, 2020
Instrument	2020-027009
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4332 SPYGLASS DR, SAN RAMON, CA 94582

Mortgage

Document Number	0000027010
Date	Feb 12, 2020
Instrument	2020-027010

Lender

Name	NORTH COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,726 (+2%) Land $365,896 Building $237,830
2025	$7,940.00 (+3.95%)	$591,889 (+4.04%) Land $358,722 Building $233,167
2023	$7,638.00 (+0.82%)	$568,908 Land $344,794 Building $224,114
2022	$7,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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