243 Passaic St, Hackensack, NJ 07601 Property Records

Bergen County and Hackensack City property record for 243 Passaic St, Hackensack, NJ 07601

Property Summary

Property Type	Single Family Home
Details	1,657 sqft · built 1916
Lot Size	0.11 acres (4,809 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2004)
Tax Bill	$9,252 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00438-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`23-00438-0000-00016`
Alternative APN	`5724`

Interior

Stories	2 Stories
Building Area	1,657 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Lot Area	4,809 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 37 ft wide

Location & Zoning

Account Number	5724
Street Address	243 PASSAIC ST
City	HACKENSACK
State	NJ
Zip	07601-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	37X130 2LT
Legal Subdivision	HACKENSACK HOME CO
Legal Block	438
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	HACKENSACK
Census Block Group	1
Census Block	1000
Census Tract	23501

Owner

243 Passaic St is owned and occupied by two individuals who bought it in February 2004.

Source: Bergen County and Hackensack City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 PASSAIC ST, HACKENSACK, NJ 07601-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Sep 5, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2004 · Amount on File
Deed Sale	Feb 24, 2004 · Amount on File
Prior Sale	Jan 12, 2001 · Amount on File
Deed Book / Page	8669 / 334
Record Updated	Sep 20, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	243 PASSAIC ST, HACKENSACK, NJ 07601-2728
Document Number	0027750498
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 PASSAIC ST HACKENSACK NJ 076012728, HACKENSACK, NJ 07601-2728

Mortgage

Document Number	0027750498
Date	Nov 2, 2017
Book Page	002775/000498

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	243 PASSAIC ST, HACKENSACK, NJ 07601-2728
Document Number	0027560853
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 PASSAIC ST HACKENSACK NJ 076012728, HACKENSACK, NJ 07601-2728

Mortgage

Document Number	0027560853
Date	Oct 18, 2017
Book Page	002756/000853

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 243 Passaic St was $9,252, up 5% from the year before.

Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Hackensack City
Unified School District	Hackensack City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,300 (-) Land $126,100 Building $162,200	$288,300 (-) Land $126,100 Building $162,200
2025	$9,252.00 (+5.02%)	$288,300 Land $126,100 Building $162,200	$288,300 Land $126,100 Building $162,200
2024	$8,810.00
2023		$288,300 Land $126,100 Building $162,200	$288,300 Land $126,100 Building $162,200
2022	$7,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Passaic St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1979–2021)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 243 Passaic St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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