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243 Ostrander Ave, Merced, CA 95341 Property Records

Merced County property record for 243 Ostrander Ave, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,381 sqft · built 2020
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Oct 2023)
Tax Bill$5,222 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AO (high risk)
APN061-578-006-000

Property Details

APN / Parcel Number

Primary APN061-578-006-000
Alternative APN
  • 061578006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,381 sqft Living Area

Exterior

Year BuiltBuilt 2020
Lot Area5,000 sqft (0.114 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
Patio Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number061578006
Street Address243 OSTRANDER AVE
CityMERCED
StateCA
Zip95341-8236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIERRA VISTA UNIT 3 LOT 197
Legal SubdivisionSIERRA VISTA
Legal Lot Number197
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1003
Census Tract2601

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address243 OSTRANDER AVE, MERCED, CA 95341-8236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 13, 2020Grant Deed, Transfer · Conventional Mortgage
INSPIRE HOME LOANS INC
Jan 26, 2018Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleNov 13, 2020 · Amount on Record
Deed Document Number2023025786
Record UpdatedJun 8, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateOct 27, 2023
Property Address243 OSTRANDER AVE, MERCED, CA 95341-8236
Document Number0000025786
Map ReferenceMB 68 PG 28-31
Instrument DateOct 12, 2023
Instrument2023025786
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address243 OSTRANDER AVE, MERCED, CA 95341-8236

Mortgage

Document Number0000025787
DateOct 27, 2023
Instrument2023025787
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 13, 2020
Property Address243 OSTRANDER AVE, MERCED, CA 95341-8236
Document Number0000042024
Map ReferenceMB 68 PG 28-31
Instrument DateOct 1, 2020
Instrument2020042024
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address243 OSTRANDER AVE, MERCED, CA 95341-8236

Mortgage

Document Number0000042025
DateNov 13, 2020
Instrument2020042025
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJan 26, 2018
Property Address243 OSTRANDER AVE, MERCED, CA 95341-8236
Document Number0000002446
Instrument DateJan 23, 2018
Instrument2446
Transaction TypeTransfer
Record UpdatedMar 5, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$1,663.20
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7815 N PALM AVE #101 FRESNO CA 937115531, 101, FRESNO, CA 93711-5531
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,222.00 (+41.06%)$387,600 (+43.19%) Land $96,900 Building $290,700
2023$3,702.00 (+1.2%) Homeowner's exemption$270,685 Land $72,828 Building $197,857
2022$3,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
UnWired Broadband Holding
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20

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