243 Oak St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 243 Oak St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,098 sqft · built 1900
Lot Size	0.222 acres (9,688 sqft)
Owner	Individual Name on Record
Last Sale	$229,500 (Oct 2017)
Tax Bill	$6,454 (2026)
Deeds & Mortgages	Nov 2020 Refinance Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0060 B:0007 L:1`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0060 B:0007 L:1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
Gross Area	5,164 sqft
Basement Area	1,291 sqft
Unfinished Basement	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	9,688 sqft (0.222 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	243 OAK ST
City	HOLYOKE
State	MA
Zip	01040-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	7
Legal Lot Number	1
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2002
Census Tract	812001

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 OAK ST, HOLYOKE, MA 01040-3938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Oct 6, 2017	Quit Claim Deed, Transfer · Conventional with PMI PHH HM LNS
Jun 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Book / Page	21892 / 77
Last Transfer Date	Nov 12, 2020
Transfer Doc	23542-283
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Nov 18, 2020
Property Address	243 OAK ST, HOLYOKE, MA 01040-3938
Document Number	23542-283
Book / Page	23542 / 283
Instrument Date	Nov 12, 2020
Instrument	68317
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 OAK ST, HOLYOKE, MA 01040-3938

Mortgage

Document Number	23542-287
Date	Nov 18, 2020
Book Page	23542/287
Instrument	68318

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Oct 6, 2017
Property Address	243 OAK ST, HOLYOKE, MA 01040-3938
Document Number	21892-77
Book / Page	021892 / 000077
Instrument Date	Oct 5, 2017
Instrument	59276
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 E RIENSTRA ST CHULA VISTA CA 919115208, CHULA VISTA, CA 91911-5208

Mortgage

Document Number	21892-80
Date	Oct 6, 2017
Book Page	021892/000080
Instrument	59277

Lender

Name	PHH HM LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jun 22, 2017
Property Address	243 OAK ST, HOLYOKE, MA 01040-3938
Document Number	21732-504
Book / Page	021732 / 000504
Instrument Date	Jun 22, 2017
Instrument	34612
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 OAK ST HOLYOKE MA 010403938, HOLYOKE, MA 01040-3938

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,454.00 (+6.8%)	$370,300 (+6.99%) Land $45,700 Building $320,800	$358,448 (-6.7%)
2025	$6,043.00 (+4.8%)	$346,100 (+13.74%) Land $42,700 Building $303,400	$384,180 (+2.48%)
2024	$5,766.00 (+5.01%)	$304,300 (+3.96%) Land $40,500 Building $263,800	$374,870
2023	$5,491.00	$292,700 Land $40,500 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures