Monroe County property record for 243 N Ocean Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 7,591 sqft · built 2001 |
| Lot Size | 0.465 acres (20,283 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Sep 2018) |
| Tax Bill | $17,388 (2024) |
| Deeds & Mortgages | Sep 2018 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 00445320-000000 |
| Primary APN | 00445320-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 7,591 sqft Living Area |
| 1st Floor Area | 5,009 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 20,283 sqft (0.465 acres) |
| Garage Area | 800 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 418 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1545007 |
|---|---|
| Old Parcel Number | 26623800445320000000 |
| Street Address | 243 N OCEAN DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 16 LTS 18-20 PALMA SOLA PB1-115 KEY LARGO G43-249/50 G50-107/08 OR180-289 OR270-10 OR344-36 OR551-319 OR1488-1140 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 26 |
| Legal Subdivision | PALMA SOLA |
| Legal Block | 16 |
| Legal Lot Number | 18-20 19 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970700 |
243 N Ocean Dr is owned and occupied by two individuals who bought it in September 2018.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 W 49TH ST # B, B, HIALEAH, FL 33012-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on File |
| Deed Sale | Sep 6, 2018 · Amount on File |
| Prior Sale | Dec 6, 1999 · Amount on File |
| Deed Document Number | 2185521 |
| Deed Book / Page | 2925 / 1754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 6, 2018 |
| Property Address | 243 N OCEAN DR, TAVERNIER, FL 33070-2904 |
| Document Number | 0029251754 |
| Book / Page | 002925 / 001754 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 2185521 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $8,400.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16450 SW 264TH ST HOMESTEAD FL 330312012, HOMESTEAD, FL 33031-2012 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098,958 | $3,839,922 Land $1,556,521 Building $2,283,401 | |
| 2024 | $17,388.00 (+7.37%) | ||
| 2023 | $16,195.00 (+2.75%) Homeowner's exemption | $1,901,536 (+3%) | $3,347,272 (+9.87%) Land $1,556,521 Building $1,790,751 |
| 2022 | $15,762.00 Homeowner's exemption | $1,846,152 | $3,046,502 Land $1,245,731 Building $1,800,771 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 N Ocean Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 615 units insured incl. 240 condo units |
| Nearby Flood Claims | 168 (1987–2025) |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 N Ocean Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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