243 N Grant St, San Mateo, CA 94401 Property Records

San Mateo County property record for 243 N Grant St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1938
Lot Size	0.148 acres (6,450 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Jul 2022)
Tax Bill	$13,344 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`033-065-060`

Property Details

APN / Parcel Number

Primary APN	`033-065-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	6,450 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	243 N GRANT ST
City	SAN MATEO
State	CA
Zip	94401-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 12 BLOCK 46 HOWARD ADDITION NO 1 RSM 5/33
Legal Subdivision	HOWARD ADDITION NO 1
Legal Block	46
Legal Lot Number	12
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2004
Census Tract	606201

Owner

243 N Grant St is owned and occupied by two individuals who bought it in July 2022.

Source: San Mateo County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 N GRANT ST, SAN MATEO, CA 94401-1833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jul 29, 2022	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Deed Document Number	202257957
Prior Transfer Date	Sep 28, 1998
Prior Transfer Doc	0000213120
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Aug 3, 2026
Property Address	243 N GRANT ST, SAN MATEO, CA 94401-1833
Document Number	0000043999
Instrument Date	Jul 28, 2026
Instrument	202643999
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 N GRANT ST, SAN MATEO, CA 94401-1833

Mortgage

Document Number	0000043999,
Date	Aug 3, 2026
Instrument	202643999

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Aug 3, 2026
Property Address	243 N GRANT ST, SAN MATEO, CA 94401-1833
Document Number	0000044000
Instrument Date	Jul 28, 2026
Instrument	202644000
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 N GRANT ST, SAN MATEO, CA 94401-1833

Mortgage

Document Number	0000044000,
Date	Aug 3, 2026
Instrument	202644000

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 29, 2022
Property Address	243 N GRANT ST, SAN MATEO, CA 94401-1833
Document Number	0000057957
Map Reference	MB 5 PG 33
Instrument Date	Jul 19, 2022
Instrument	2022-057957
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	243 N GRANT ST, SAN MATEO, CA 94401-1833

Mortgage

Document Number	0000057958
Date	Jul 29, 2022
Instrument	2022-057958

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2023
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	Other
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 243 N Grant St was $13,344.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$969,867 (+2%) Land $560,206 Building $409,661
2025	$13,344.00	$950,853 Land $549,223 Building $401,630
2023	$8,861.00 (+243.98%)	$675,563 Land $527,897 Building $147,666	$1,087,650
2022	$2,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 N Grant St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 243 N Grant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

Nearby Properties on N Grant St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures