243 Mount Rainier St, Berthoud, CO 80513 Property Records

Larimer County property record for 243 Mount Rainier St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,929 sqft · built 2020
Lot Size	0.173 acres (7,574 sqft)
Owner	Individual Name on File
Last Sale	$568,897 (Nov 2020)
Tax Bill	$7,273 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`94234-63-007`

Property Details

APN / Parcel Number

Primary APN	`94234-63-007`
Alternative APN	`R1666791`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
Basement Area	1,498 sqft
Finished Basement	1,178 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,574 sqft (0.173 acres)
Garage Type	Attached
Garage Area	785 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666791
Street Address	243 MOUNT RAINIER ST
City	BERTHOUD
State	CO
Zip	80513-8298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 7, HERITAGE RIDGE FIFTH FILING, BER (20180011533)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE 5TH FILING
Legal Block	7
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

243 Mount Rainier St is owned and occupied by an individual who bought it in November 2020.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	243 MOUNT RAINIER ST, BERTHOUD, CO 80513-8298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Nov 20, 2020	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 31, 2020	Loan Modification, Mortgage · Line of Credit REGIONS BK
Feb 3, 2020	Grant Deed, Transfer FNTG-NCS COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Deed Document Number	20200097475
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	243 MOUNT RAINIER ST, BERTHOUD, CO 80513-8298
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MOUNT RAINIER ST, BERTHOUD, CO 80513-8298

Mortgage

Document Number	0000006856
Date	Feb 22, 2023
Instrument	20230006856

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 20, 2020
Property Address	243 MOUNT RAINIER ST, BERTHOUD, CO 80513-8298
Document Number	0000097475
Instrument Date	Nov 10, 2020
Instrument	20200097475
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	243 MOUTN RAINER STREET, BERTHOUD, CO 80513-8298

Mortgage

Document Number	0000097476
Date	Nov 20, 2020
Instrument	20200097476

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	243 MOUNT RAINIER ST, BERTHOUD, CO 80513-8298
Document Number	0000007160
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	FNTG-NCS COLORADO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	243 MOUNT RAINIER ST BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	0000007160
Date	Feb 3, 2020
Instrument	7160

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1243

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 3, 2020
Property Address	243 MOUNT RAINIER ST, BERTHOUD, CO 80513-8298
Document Number	0000007159
Instrument Date	Jan 31, 2020
Instrument	7159
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	FNTG-NCS COLORADO

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 STATE HIGHWAY 121 #410 LEWISVILLE TX 750564560, 410, LEWISVILLE, TX 75056-4560

Tax Assessment & Valuation

The 2025 property tax bill for 243 Mount Rainier St was $7,273.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,273.00	$40,525 Land $10,056 Building $30,469	$648,400 Land $160,900 Building $487,500
2023	$7,288.00 (+35.41%)	$45,962 (+43.11%) Land $10,780 Building $35,182	$686,000 (+48.45%) Land $160,900 Building $525,100
2022	$5,382.00	$32,116 Land $7,993 Building $24,123	$462,100 Land $115,000 Building $347,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 243 Mount Rainier St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Mount Rainier St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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