Cumberland County and Cape Elizabeth Town property record for 243 Mitchell Rd, Cape Elizabeth, ME 04107
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Sep 2025) |
| Tax Bill | $13,643 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N0347R |
| Primary APN | N0347R |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | N0347R |
|---|---|
| Street Address | 243 MITCHELL RD |
| City | CAPE ELIZABETH |
| State | ME |
| Zip | 04107-1213 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | RC |
| Jurisdiction | CAPE ELIZABETH ME |
| Township / Civil Division | CAPE ELIZABETH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3701 |
243 Mitchell Rd, a commercial property, is owned by two individuals who bought it in September 2025.
Source: Cumberland County and Cape Elizabeth Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 UNDERWOOD RD, FALMOUTH, ME 04105-1417 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Jul 8, 2021 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Sep 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN CU |
| Jan 12, 2018 | Deed of Trust, Mortgage NORWAY SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Deed Document Number | 202538939 |
| Deed Book / Page | 41743 / 97 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE ELIZABETH ME |
| Property Address | 243 MITCHELL RD, CAPE ELIZABETH, ME 04107-1213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0398860302 |
|---|---|
| Date | Dec 8, 2022 |
| Book Page | 39886/302 |
| Instrument | 59788 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE ELIZABETH ME |
| Property Address | 243 MITCHELL RD, CAPE ELIZABETH, ME 04107-1213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0384080167 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 38408/167 |
| Instrument | 48877 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE ELIZABETH ME |
| Recording Date | Sep 23, 2025 |
| Property Address | 243 MITCHELL RD, CAPE ELIZABETH, ME 04107-1213 |
| Document Number | 0417430097 |
| Book / Page | 41743 / 97 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 38939 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 49 UNDERWOOD RD, FALMOUTH, ME 04105-1417 |
| Document Number | 0000038940 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 38940 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Oct 1, 2030 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE ELIZABETH ME |
| Property Address | 243 MITCHELL RD, CAPE ELIZABETH, ME 04107-1213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0345940274 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 34594/0274 |
| Instrument | 000000002174 |
| Name | NORWAY SAVINGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 12, 2048 |
The 2025 property tax bill for 243 Mitchell Rd was $13,643, up 6.6% from the year before.
Source: Cumberland County and Cape Elizabeth Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Cape Elizabeth Town |
| Unified School District | Cape Elizabeth (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,643.00 (+6.64%) | $1,163,100 (-) Land $300,600 Building $862,500 |
| 2024 | $12,794.00 | $1,163,100 Land $300,600 Building $862,500 |
| 2022 | $10,442.00 | $493,700 Land $128,000 Building $365,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 243 Mitchell Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (1978–2024) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Mitchell Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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