243 Memory Ln, Harker Heights, TX 76548 Property Records

Bell County property record for 243 Memory Ln, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Details3,222 sqft · built 2005
Lot Size0.201 acres (8,760 sqft)
OwnerIndividual Name on Record
Tax Bill$4,824 (2023)
Deeds & MortgagesJun 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0905780276

Property Details

APN / Parcel Number

Primary APN0905780276
Alternative APNs
  • 353332
  • 646383

Interior

Stories2 Stories
Building Area3,222 sqft Living Area
Gross Area3,223 sqft
1st Floor Area1,622 sqft
2nd Floor Area1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,760 sqft (0.201 acres)
Lot Dimensions120 ft deep x 73 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area329 sqft
Storage Building64 sqft

Location & Zoning

Account Number646383
Street Address243 MEMORY LN
CityHARKER HEIGHTS
StateTX
Zip76548-7479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAVANNAH HEIGHTS, BLOCK 001, LOT 0093
Legal SubdivisionSAVANNAH HEIGHTS
Legal Block1
Legal Lot Number93
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group1
Census Block1001
Census Tract22406

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address243 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Aug 19, 2020Vendor's Lien, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 9, 2018Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2020
Deed SaleAug 19, 2020
Prior SaleAug 13, 2008
Deed Document Number2020-00043519
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address243 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039994
DateJun 24, 2021
Instrument2021039994
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 19, 2020
Property Address243 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Document Number0000043519
Map ReferenceCAB D SL 25-D&26-A&B
Instrument DateAug 10, 2020
Instrument2020-00043519
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLECO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5706 AQUARIUS DRA, 5706, KILLEEN, TX 76542

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 BACON AVE, DOVER, DE 19901-2571

Mortgage

Document Number0000043520
DateAug 19, 2020
Instrument2020-00043520
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address243 MEMORY LN, HARKER HEIGHTS, TX 76548-7479
Document Number0000001280
Instrument DateJan 9, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address243 MEMORY LN HARKER HEIGHTS TX 765487479, HARKER HEIGHTS, TX 76548-7479

Mortgage

Document Number0000001280
DateJan 11, 2018
Instrument1280
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,824.00 (-12.53%) Homeowner's exemption$361,079 Land $38,000 Building $323,079$361,079 Land $38,000 Building $323,079
2022$5,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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