243 Maple Rd, Valley Cottage, NY 10989 Property Records

Rockland County and Clarkstown Town property record for 243 Maple Rd, Valley Cottage, NY 10989

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,020 sqft · built 1953
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Jan 2024)
Tax Bill$10,362 (2023)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392089 52.18-1-3

Property Details

APN / Parcel Number

Primary APN392089 52.18-1-3
Alternative APNs
  • 392089-052-018-0001-003-000-000
  • 208905201800010030000000
  • 109D6

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,020 sqft Living Area
Gross Area1,510 sqft
1st Floor Area816 sqft
Upper Floors Area204 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area240 sqft
Patio Area140 sqft
Shed1 Shed
Shed Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number109D6
Street Address243 MAPLE RD
CityVALLEY COTTAGE
StateNY
Zip10989-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description109-D-6
Legal Block1
Legal Lot Number3.0
JurisdictionROCKLAND NY
Township / Civil DivisionCLARKSTOWN
Census Block Group1
Census Block1001
Census Tract11102

Owner

Source: Rockland County and Clarkstown Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address243 MAPLE RD, VALLEY COTTAGE, NY 10989-1425
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Deed Document Number20241127
Prior Transfer DateJan 8, 2024
Prior Transfer Doc0000001127
Record UpdatedOct 29, 2026

January 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionROCKLAND NY
Recording DateJan 12, 2024
Property Address243 MAPLE RD, VALLEY COTTAGE, NY 10989-1425
Document Number0000001127
Map ReferenceLB 432 PG 578
Instrument DateJan 8, 2024
Instrument2024-00001127
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,000.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address125 SPRUCE ST, MIDLAND PARK, NJ 07432-1136

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 MAPLE RD, VALLEY COTTAGE, NY 10989-1425

Mortgage

Document Number0000001128
DateJan 12, 2024
Instrument2024-00001128
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionClarkstown Town
Unified School DistrictNyack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$87,300 (-) Land $29,000 Building $58,300$86,500 (-)
2023$10,362.00 Homeowner's exemption Senior Citizen's exemption$87,300 Land $29,000 Building $58,300$86,500 Land $28,734 Building $57,766

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims17 (1979–2026)
Claims Outside the SFHA9 of 17
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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