Madison County property record for 243 Maple Grove Rd, Richmond, KY 40475
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 22.1 acres (964,854 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Feb 2020) |
| Tax Bill | $363 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0019-0000-0049 |
| Primary APN | 0019-0000-0049 |
|---|---|
| Alternative APNs |
|
| Lot Area | 964,854 sqft (22.1 acres) |
|---|
| Account Number | 76074 |
|---|---|
| Street Address | 243 MAPLE GROVE RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9478 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 22.15 ACRES |
| Legal Subdivision | MAPLE GROVE TURNPIKE |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | COTTONBURG-VALLEY VIEW |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 10801 |
Source: Madison County records · APN 0019-0000-0049
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 MAPLE GROVE RD, RICHMOND, KY 40475-9478 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS GUARANTY BANK |
| Feb 11, 2020 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on Record |
| Deed Sale | Feb 11, 2020 · Amount on Record |
| Deed Document Number | 202014007148 |
| Deed Book / Page | 784 / 396 |
| Last Transfer Date | Jan 12, 2024 |
| Transfer Doc | 0014186323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 243 MAPLE GROVE RD, RICHMOND, KY 40475-9478 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 243 MAPLE GROVE RD, RICHMOND, KY 40475-9478 |
| Document Number | M2099/225 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | M2099/225 |
| Instrument | 2014057153 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 11, 2020 |
| Property Address | 243 MAPLE GROVE RD, RICHMOND, KY 40475-9478 |
| Document Number | D00784/396 |
| Book / Page | D00784 / 396 |
| Instrument Date | Feb 05, 2020 |
| Instrument | 2014007148 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 237 MAPLE GROVE RD, 237, RICHMOND, KY 40475-9478 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 243 MAPLE GROVE RD, RICHMOND, KY 40475-9478 |
| Document Number | 2014007149 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2014007149 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363.00 (-2.68%) | $38,500 (-) | $38,500 (-) |
| 2023 | $373.00 | $38,500 | $38,500 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (2015–2026) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Based on FCC filings for 10 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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