Catoosa County property record for 243 Lovinggood Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,603 sqft · built 1999 |
| Lot Size | 16.9 acres (739,213 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,625 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5200020A1 |
| Primary APN | 5200020A1 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,603 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 739,213 sqft (16.9 acres) |
| Garage Type | Mixed |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,080 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 876 sqft |
| Deck Area | 48 sqft |
| Greenhouse | 2,727 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22885 |
|---|---|
| Street Address | 243 LOVINGGOOD RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | TR 5 POTTS BROTHERS & PT LL 119 |
| Legal Subdivision | W & S SUB |
| Legal Tract | 5 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30202 |
243 Lovinggood Rd is owned and occupied by two individuals who acquired it in April 2019.
Source: Catoosa County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 LOVINGGOOD RD, RINGGOLD, GA 30736-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Warranty Deed, Transfer |
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG |
| May 21, 2019 | Quit Claim Deed, Mortgage · Line of Credit FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2019 |
| Transfer Doc | 0019880559 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Nov 3, 2025 |
| Property Address | 243 LOVINGGOOD RD, RINGGOLD, GA 30736-4004 |
| Document Number | 0024150440 |
| Book / Page | 2415 / 440 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $11.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 670 MAINE AVE, WILDWOOD, GA 30757-3912 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 29, 2022 |
| Property Address | 243 LOVINGGOOD RD, RINGGOLD, GA 30736-4004 |
| Document Number | 0022110201 |
| Book / Page | 2211 / 201 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022-000683 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 LOVINGGOOD RD, RINGGOLD, GA 30736-4004 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002672 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 002672 |
| Name | PANORAMA MORTGAGE GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 243 LOVINGGOOD RD, RINGGOLD, GA 30736-4004 |
| Document Number | 0020660460 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 243 LOVINGGOOD RD RINGGOLD GA 307364004, RINGGOLD, GA 30736-4004 |
| Document Number | 0020660460 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 002066/000460 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 21, 2019 |
| Property Address | 243 LOVINGGOOD RD, RINGGOLD, GA 30736-4004 |
| Document Number | 0019880559 |
| Book / Page | 001988 / 000559 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 LOVINGGOOD RD RINGGOLD GA 307364004, RINGGOLD, GA 30736-4004 |
| Document Number | 19880561 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 001988/000561 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 20, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 243 Lovinggood Rd was $5,625 with a homeowner's exemption, down 8.4% from the year before.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,625.00 (-8.36%) Homeowner's exemption | $312,954 (+7.98%) Land $62,134 Building $250,820 | $782,385 (+7.98%) Land $155,336 Building $627,049 |
| 2024 | $6,138.00 (+26.37%) Homeowner's exemption | $289,818 (+32.36%) Land $50,137 Building $239,681 | $724,546 (+32.36%) Land $125,343 Building $599,203 |
| 2023 | $4,857.00 (+53.17%) Homeowner's exemption | $218,958 Land $50,137 Building $168,821 | $547,396 Land $125,343 Building $422,053 |
| 2022 | $3,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Lovinggood Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2013–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Lovinggood Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Ringgold Telephone Company DSL | 50 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures