243 Locust St, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 243 Locust St, Dover, NH 03820

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,676 sqft · built 1910
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,500 (Jul 2006)
Tax Bill	$10,194 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:15037 B:L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:15037 B:L`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,676 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Other
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	243 LOCUST ST
City	DOVER
State	NH
Zip	03820-4039
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	G
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	3
Census Block	3010
Census Tract	81300

Owner

Source: Strafford County and Dover City records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 EARLE ST, DOVER, NH 03820-2118
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Jan 29, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2006 · Amount on Record
Deed Sale	Jul 31, 2006 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Book / Page	3411 / 230
Transfer Doc	004237-593
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	243 LOCUST ST, DOVER, NH 03820-4039
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004916-834
Date	Jun 9, 2021
Book Page	4916/834
Instrument	210011703

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	243 LOCUST ST, DOVER, NH 03820-4039
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005240-705
Date	Jan 29, 2025
Book Page	5240/705
Instrument	250001021

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,194.00 (+8.31%)	$518,000 (-) Land $164,200 Building $353,800
2024	$9,412.00 (+19.29%)	$518,000 (+22.78%) Land $164,200 Building $353,800
2023	$7,890.00 (+6.68%)	$421,900 (+13.17%) Land $140,800 Building $281,100
2022	$7,396.00	$372,800 Land $132,900 Building $239,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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