McLennan County property record for 243 Lazy Oaks Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,489 sqft · built 1975 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,616 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-004300-023600-8 |
| Primary APN | 12-004300-023600-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,489 sqft Living Area |
| 1st Floor Area | 2,751 sqft |
| 2nd Floor Area | 738 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft |
| Lot Dimensions | 726 ft deep x 300 ft wide |
| Garage Area | 672 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Storage Building | 200 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 243 LAZY OAKS DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-4916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TOMAS DE LA VEGA ACRES 5.0 |
| Legal Subdivision | TOMAS DE LA VEGA |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | AXTELL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 3500 |
243 Lazy Oaks Dr is owner-occupied and held in a trust since March 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 243 LAZY OAKS DR, WACO, TX 76705-4916 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 31, 2022 | Warranty Deed, Transfer FTC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 |
| Deed Sale | Mar 31, 2022 |
| Prior Sale | Sep 30, 2008 · Amount on File |
| Deed Document Number | 202212611 |
| Prior Transfer Date | Sep 24, 2008 |
| Prior Transfer Doc | 0000032015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 243 LAZY OAKS DR, WACO, TX 76705-4916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 243 LAZY OAKS DR, WACO, TX 76705-4916 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002981 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026002981 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 1, 2026 |
| Property Address | 243 LAZY OAKS DR, WACO, TX 76705-4916 |
| Document Number | 0000017372 |
| Instrument Date | May 29, 2026 |
| Instrument | 202617372 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 243 LAZY OAKS DR, WACO, TX 76705-4916 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 31, 2022 |
| Property Address | 243 LAZY OAKS DR, WACO, TX 76705-4916 |
| Document Number | 0000012611 |
| Map Reference | VOL 1163 PG 565 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022012611 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3509 N 29TH ST, WACO, TX 76708-1808 |
| Name | Verified Name |
|---|---|
| Address | 243 LAZY OAKS DR, WACO, TX 76705-4916 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 243 Lazy Oaks Dr was $9,616, up 64.6% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Axtell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $830,136 (+5.93%) Land $115,000 Building $715,136 | $830,136 (+5.93%) Land $115,000 Building $715,136 | |
| 2025 | $9,616.00 (+64.63%) | $783,700 Land $49,960 Building $733,740 | $783,700 Land $49,960 Building $733,740 |
| 2024 | $5,841.00 | ||
| 2023 | $396,100 Land $49,960 Building $346,140 | $396,100 Land $49,960 Building $346,140 | |
| 2022 | $4,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Lazy Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Lazy Oaks Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EOL WSC serves 2,103 people · EPA ID TX1550025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Arsenic not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink, T-Mobile.
5G (outdoors only) and 4G LTE
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