243 Lake St, Chadron, NE 69337 Property Records

Dawes County property record for 243 Lake St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,752 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Dec 2022)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`230005294`

Property Details

APN / Parcel Number

Primary APN	`230005294`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	912 sqft
Basement Area	1,680 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	243 LAKE ST
City	CHADRON
State	NE
Zip	69337-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: 51 LOT: 16 ADDITION: PTC 1ST
Legal Subdivision	ADDITION PTC 1ST
Legal Block	51
Legal Lot Number	16
Jurisdiction	DAWES NE
Township / Civil Division	02
Census Block Group	4
Census Block	4031
Census Tract	950700

Owner

Source: Dawes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 LAKE ST, CHADRON, NE 69337-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
May 12, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Dec 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL LENDING LLC
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL LENDING LLC
Oct 18, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	20221281
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	201701310
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Recording Date	Jul 27, 2026
Property Address	243 LAKE ST, CHADRON, NE 69337-2216
Document Number	0000000649
Instrument Date	Jul 21, 2026
Instrument	2026649
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 LAKE ST, CHADRON, NE 69337-2216

Mortgage

Document Number	0000000649,
Date	Jul 27, 2026
Instrument	2026649

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	243 LAKE ST, CHADRON, NE 69337-2216
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200901597
Date	Nov 30, 2009
Instrument	2009-01597

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 28, 2012

Interest

Rate	4.87%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	243 LAKE ST, CHADRON, NE 69337-2216
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300468
Date	May 12, 2023
Instrument	2023-00468

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Dec 1, 2022
Property Address	243 LAKE ST, CHADRON, NE 69337-2216
Document Number	0202201281
Instrument Date	Dec 1, 2022
Instrument	2022-01281
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202201282
Date	Dec 1, 2022
Instrument	2022-01282

Lender

Name	CENTENNIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Jun 21, 2021
Property Address	243 LAKE ST, CHADRON, NE 69337-2216
Document Number	202100822
Instrument Date	Jun 18, 2021
Instrument	2021-00822
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	DAWES CNTY ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202100823
Date	Jun 21, 2021
Instrument	2021-00823

Lender

Name	CENTENNIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DAWES NE
Recording Date	Oct 18, 2017
Property Address	243 LAKE ST, CHADRON, NE 69337-2216
Document Number	201701310
Instrument Date	Sep 5, 2017
Instrument	2017-01310
Transaction Type	Foreclosure
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,610 (+3.88%) Land $18,725 Building $143,885	$162,610 (+3.88%) Land $18,725 Building $143,885
2025	$2,168.00 (-21.19%)	$156,530 (+3%) Land $18,025 Building $138,505	$156,530 (+3%) Land $18,025 Building $138,505
2023	$2,751.00	$151,970 Land $17,500 Building $134,470	$151,970 Land $17,500 Building $134,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

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