Lexington-Fayette Urban County property record for 243 Koster St, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,044 sqft · built 1950 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,456 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2023 Line of Credit + 4 more |
| APN | 20241100 |
| Primary APN | 20241100 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 243 KOSTER ST |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | LOT 7; BOOK: 2318 PAGE: 184 |
| Legal Subdivision | LAFAYETTE |
| Legal Block | H |
| Legal Lot Number | 7 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2500 |
243 Koster St is owned and occupied by an individual who acquired it in February 2022.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 KOSTER ST, LEXINGTON, KY 40503-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2017 | Deed of Trust, Mortgage BANK OF THE BLUEGRASS |
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF THE BLUEGRASS & TRUST CO |
| Dec 14, 2011 | Deed of Trust, Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Nov 4, 2009 | Deed of Trust, Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Feb 23, 2022 | Deed, Transfer BANK OF THE BLUEGRASS |
| Jul 22, 2021 | Deed of Trust, Mortgage BANK OF THE BLUEGRASS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 |
| Deed Sale | Feb 15, 2022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 243 KOSTER ST, LEXINGTON, KY 40503-1318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008823/167 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 8823/167 |
| Name | BANK OF THE BLUEGRASS |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 243 KOSTER ST, LEXINGTON, KY 40503-1318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | MB10589/136 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | MB 10589/136 |
| Instrument | 202301170001 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 30, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 243 KOSTER ST, LEXINGTON, KY 40503-1318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007319/490 |
|---|---|
| Date | Dec 14, 2011 |
| Book Page | 7319/490 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 243 KOSTER ST, LEXINGTON, KY 40503-1318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006770/151 |
|---|---|
| Date | Nov 4, 2009 |
| Book Page | 6770/151 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Feb 23, 2022 |
| Property Address | 243 KOSTER ST, LEXINGTON, KY 40503-1318 |
| Document Number | 003918/465 |
| Book / Page | 3918 / 465 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000143275 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 143/275 |
| Name | BANK OF THE BLUEGRASS |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 243 KOSTER ST, LEXINGTON, KY 40503-1318 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0143/275 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 0143/275 |
| Name | BANK OF THE BLUEGRASS |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 243 Koster St was $3,456, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,456.00 (+1.92%) | $276,300 (-) | $276,300 (-) |
| 2025 | $3,391.00 | $276,300 | $276,300 |
| 2023 | $3,391.00 | $276,300 | $276,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 243 Koster St; there have been 7 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1992–2010) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Koster St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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