243 Jeffers Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 243 Jeffers Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,608 sqft · built 1986
Lot Size	0.704 acres (30,696 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (Jun 2020)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E348-01-0A-022-SAG`

Property Details

APN / Parcel Number

Primary APN	`E348-01-0A-022-SAG`
Alternative APN	`297`

Interior

Stories	1 Story
Building Area	1,608 sqft Gross Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	30,696 sqft (0.704 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	144 sqft

Location & Zoning

Account Number	297
Street Address	243 JEFFERS CIR
City	ELGIN
State	SC
Zip	29045-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	JEFFERS PLACE SUBDIV LOT 22
Legal Subdivision	JEFFERS PLACE SUBDIV
Legal Lot Number	22
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	970908

Owner

243 Jeffers Cir is owned and occupied by two individuals who bought it in June 2020.

Source: Kershaw County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 JEFFERS CIR, ELGIN, SC 29045-9258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Quit Claim Deed, Transfer SIMPLIFILE (RECORDING SERVICE)
Apr 17, 2026	Quit Claim Deed, Transfer SIMPLIFILE
Jun 1, 2020	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG
Mar 6, 2020	Deed of Trust, Mortgage FIRST CITIZENS BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Jan 3, 2014
Deed Document Number	20204608
Deed Book / Page	4231 / 21
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 17, 2026
Property Address	243 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0000003536
Book / Page	5569 / 268
Instrument Date	Apr 14, 2026
Instrument	2026.3536
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	SIMPLIFILE (RECORDING SERVICE)

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	243 JEFFERS CIR, ELGIN, SC 29045-9258

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 17, 2026
Property Address	243 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0020263536
Book / Page	5569 / 268
Instrument Date	Apr 14, 2026
Instrument	20263536
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	243 JEFFERS CIR, ELGIN, SC 29045-9258

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 1, 2020
Property Address	243 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0000004608
Book / Page	004231 / 000021
Instrument Date	May 28, 2020
Instrument	4608
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 JEFFERS CIR ELGIN SC 290459258, ELGIN, SC 29045-9258

Mortgage

Document Number	4609
Date	Jun 1, 2020
Book Page	004231/000024
Instrument	4609

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	243 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0000002268
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 JEFFERS CIR ELGIN SC 290459258, ELGIN, SC 29045-9258

Mortgage

Document Number	0000002268
Date	Mar 11, 2020
Book Page	004186/000039
Instrument	2268

Lender

Name	FIRST CITIZENS BK & TR CO
Address	ELGIN, SC 29045

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 243 Jeffers Cir was $1,062.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Municipality	Elgin Town
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00	$159,500 Land $20,000 Building $139,500	$159,500
2023	$576.00	$160,900 Land $20,000 Building $140,900	$160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Jeffers Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Jeffers Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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