243 Howard St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 243 Howard St, Bangor, ME 04401 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,478 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$364,900 (Sep 2023)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:057 L:015`

Property Details

APN / Parcel Number

Primary APN	`BANG M:057 L:015`
Alternative APN	`1249`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Basement Area	580 sqft
Unfinished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1249
Street Address	243 HOWARD ST
City	BANGOR
State	ME
Zip	04401-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	15
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1024
Census Tract	300

Owner

Source: Penobscot County and Bangor City records · APN BANG M:057 L:015

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	243 HOWARD ST, BANGOR, ME 04401-4133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Sep 25, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 24, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Aug 03, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DOWN EAST CREDIT UNION
Apr 10, 2017	Warranty Deed, Transfer CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Aug 03, 2021 · Amount on Record
Deed Document Number	2023251
Deed Book / Page	16952 / 244
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	243 HOWARD ST, BANGOR, ME 04401-4133
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177140281
Date	Dec 02, 2025
Book Page	17714/281
Instrument	33333

Lender

Name	IMPERIUM LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Sep 25, 2023
Property Address	243 HOWARD ST, BANGOR, ME 04401-4133
Document Number	0169520244
Book / Page	16952 / 244
Instrument Date	Sep 22, 2023
Instrument	23251
Transaction Type	Transfer
Record Updated	Oct 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 EARUGE RD, CORNVILLE, ME 04976

Mortgage

Document Number	0000023252
Date	Sep 25, 2023
Instrument	23252

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	243 HOWARD ST, BANGOR, ME 04401-4133
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147920273
Date	Apr 24, 2018
Book Page	14792/0273
Instrument	000000010029

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Apr 24, 2040

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Aug 03, 2021
Property Address	243 HOWARD ST, BANGOR, ME 04401-4133
Document Number	0161370072
Book / Page	16137 / 72
Instrument Date	Jul 30, 2021
Instrument	26665
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	71 LEDGE CIR, BANGOR, ME 04401-2594

Mortgage

Document Number	0000026666
Date	Aug 03, 2021
Instrument	26666

Lender

Name	DOWN EAST CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Apr 10, 2017
Property Address	243 HOWARD ST, BANGOR, ME 04401-4133
Document Number	0144540152
Book / Page	14454 / 0152
Instrument	000000009768
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009769
Date	Apr 10, 2017
Instrument	000000009769

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Penobscot County and Bangor City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,583.00 (+2.57%)	$315,400 (+7.5%) Land $38,500 Building $276,900
2024	$5,443.00 (+9.36%)	$293,400 (+12.89%) Land $36,600 Building $256,800	$336,490
2023	$4,977.00 (+6.12%)	$259,900 (+13.05%) Land $35,200 Building $224,700
2022	$4,690.00	$229,900 Land $35,200 Building $194,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2007, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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