Somerset County property record for 243 Howard Dr, Somerset, PA 15501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,404 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,350 (2026) |
| Deeds & Mortgages | Jan 2014 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S42-007-088-001 |
| Primary APN | S42-007-088-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 420044410 |
|---|---|
| Street Address | 243 HOWARD DR |
| City | SOMERSET |
| State | PA |
| Zip | 15501-7271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 A 1 STY ALUM BR HO BSMT GAR |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20801 |
243 Howard Dr is owned and occupied by an individual.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 HOWARD DR, SOMERSET, PA 15501-7271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 243 HOWARD DR, SOMERSET, PA 15501-7271 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02438/1094 |
|---|---|
| Date | Jan 13, 2014 |
| Book Page | 2438/1094 |
| Instrument | 2014000335 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 12, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 243 Howard Dr was $2,350 with a homeowner's exemption.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Somerset Township |
| Unified School District | Somerset Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,350.00 Homeowner's exemption | $36,400 | |
| 2024 | $2,248.00 (+2.88%) | $36,400 (-) | |
| 2023 | $2,185.00 | $36,400 | |
| 1998 | $72,800 Land $15,400 Building $57,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Howard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Howard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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