Cumberland County and Windham Town property record for 243 Highland Cliff Rd, Windham, ME 04062
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,225 sqft · built 1973 |
| Lot Size | 1.89 acres (82,633 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Mar 2007) |
| Tax Bill | $6,088 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINM M:4 B:12 |
| Primary APN | WINM M:4 B:12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,225 sqft Living Area |
| Gross Area | 4,796 sqft |
| 1st Floor Area | 1,034 sqft |
| Attic | Attic |
| Attic Area | 98 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,633 sqft (1.89 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | B6168R |
|---|---|
| Street Address | 243 HIGHLAND CLIFF RD |
| City | WINDHAM |
| State | ME |
| Zip | 04062-4062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F |
| Legal Block | 12 |
| Jurisdiction | WINDHAM ME |
| Township / Civil Division | WINDHAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 4803 |
243 Highland Cliff Rd is owned and occupied by two individuals who bought it in March 2007.
Source: Cumberland County and Windham Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Feb 13, 2020 | Deed of Trust, Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2007 · Amount on File |
| Deed Sale | Mar 19, 2007 · Amount on File |
| Deed Book / Page | 24931 / 125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Recording Date | Jul 14, 2026 |
| Property Address | 243 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4062 |
| Document Number | 0000029135 |
| Book / Page | 42396 / 130 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202629135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 243 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4062 |
| Document Number | 0000029135, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 42396/130 |
| Instrument | 202629135 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 243 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4062 |
| Document Number | 0364420283 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 243 HIGHLAND CLIFF RD WINDHAM ME 040624062, WINDHAM, ME 04062-4062 |
| Document Number | 0364420283 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 036442/000283 |
| Instrument | 9494 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 19, 2035 |
The 2025 property tax bill for 243 Highland Cliff Rd was $6,088, up 0.5% from the year before.
Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,088.00 (+0.51%) | $504,800 (-4.41%) Land $129,300 Building $375,500 |
| 2024 | $6,057.00 (+7.74%) | $528,100 (+5.2%) Land $129,300 Building $398,800 |
| 2023 | $5,622.00 (+8.28%) | $502,000 (+12.25%) Land $120,300 Building $381,700 |
| 2022 | $5,192.00 | $447,200 Land $107,200 Building $340,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 243 Highland Cliff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Highland Cliff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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