243 Hayward Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 243 Hayward Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2015
Square Footage1,058 sqft Living Area
Lot Size13,024 sqft (0.299 acres)
OccupancyOwner Occupied
Last Sale$870,000 (2024)
Tax Bill$11,785.00 (2025)

Owner

Source: Santa Cruz County records · APN 041-092-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address243 HAYWARD RD, APTOS, CA 95003-9760
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleMar 28, 2002 · Amount on Record
Deed Doc Number202411253
Prior Transfer DateJul 02, 1998
Prior Transfer Doc0000041012
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address243 HAYWARD RD, APTOS, CA 95003-9760
Transaction TypeMortgage
Record UpdatedJan 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 HAYWARD RD, APTOS, CA 95003-9760

Mortgage

Document Number0000028540
DateDec 26, 2025
Instrument2025-0028540
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address243 HAYWARD RD, APTOS, CA 95003-9760
Transaction TypeMortgage
Record UpdatedMay 07, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 HAYWARD RD, APTOS, CA 95003-9760

Mortgage

Document Number0000023367
DateApr 23, 2021
Instrument2021-0023367
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$905,148 (+2%) Land $660,654 Building $244,494
2025$11,785.00 (+70.3%)$887,400 (+79.07%) Land $647,700 Building $239,700
2023$6,920.00 (+2.56%) Homeowner's exemption$495,559 Land $303,867 Building $191,692$619,110
2022$6,747.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN041-092-16
Alternative APN
  • 041-092-16-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,058 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2015
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area13,024 sqft (0.299 acres)
Total Buildings2 Total Buildings
TopographySteep Topography

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Street Address243 HAYWARD RD
CityAPTOS
StateCA
Zip95003-9760
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 56,57
Legal SubdivisionAPTOS RHO
Legal Lot Number57
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1023
Census Tract122002

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