243 Haverhill St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 243 Haverhill St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,318 sqft · built 1958
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Trust Names on File
Last Sale	$340,000 (Jan 2007)
Tax Bill	$9,252 (2026)
Deeds & Mortgages	Jun 2020 Refinance Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:035.0-0000-0097.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:035.0-0000-0097.0`
Alternative APNs	`M:035.0=0000=0097.0` `1470000000040` `1470000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	3,758 sqft
Basement Area	1,255 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,291 sqft (1.43 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1470000000040
Street Address	243 HAVERHILL ST
City	READING
State	MA
Zip	01867-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	334400

Owner

243 Haverhill St is owner-occupied and held in a trust since June 2021.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	243 HAVERHILL ST, READING, MA 01867-1809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2007 · Amount on File
Deed Sale	Jan 19, 2007 · Amount on File
Deed Document Number	200713216
Deed Book / Page	48865 / 12
Last Transfer Date	Jun 11, 2021
Transfer Doc	078263-180
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	243 HAVERHILL ST, READING, MA 01867-1809
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	074897-338
Date	Jun 16, 2020
Book Page	74897/338
Instrument	93690

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 16, 2021
Property Address	243 HAVERHILL ST, READING, MA 01867-1809
Document Number	078263-180
Book / Page	78263 / 180
Instrument Date	Jun 11, 2021
Instrument	161009
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HAVERHILL ST, READING, MA 01867-1809

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	243 HAVERHILL ST, READING, MA 01867-1809
Document Number	70468-143
Book / Page	070468 / 000143
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70468-143
Date	Jan 3, 2018
Book Page	070468/000143
Instrument	1081

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 243 Haverhill St was $9,252, down 2.3% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,252.00 (-2.27%)	$844,200 (+1.56%) Land $484,600 Building $355,200	$902,259 (-2.16%)
2025	$9,467.00 (+1.14%)	$831,200 (+4.08%) Land $477,100 Building $354,100	$922,165 (+1.15%)
2024	$9,360.00 (+3.19%)	$798,600 (+10.84%) Land $458,300 Building $340,300	$911,715
2023	$9,071.00	$720,500 Land $413,200 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Haverhill St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Haverhill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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