243 Havenwood Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 243 Havenwood Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 2007
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Oct 2025)
Tax Bill	$779 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`442900270573000`

Property Details

APN / Parcel Number

Primary APN	`442900270573000`
Alternative APN	`56461`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	912 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	164 ft deep x 357 ft wide
Porch	Open Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56461
Street Address	243 HAVENWOOD LN
City	MURPHY
State	NC
Zip	28906-4671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 THE HAVENS 1555/1066
Legal Lot Number	26
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1033
Census Tract	930605

Owner

Source: Cherokee County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer
Dec 5, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 21, 2022	Deed of Trust, Mortgage · VA Mortgage HOMESTAR FINANCIAL CORP
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Dec 28, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Mar 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	5107
Deed Book / Page	1788 / 349
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 17, 2025
Property Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Document Number	001788/349
Book / Page	1788 / 349
Instrument Date	Oct 15, 2025
Instrument	5107
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 SW DELEON SPRINGS DR, PORT ST LUCIE, FL 34986-1917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671

Mortgage

Document Number	001747/793
Date	Dec 5, 2023
Book Page	1747/793
Instrument	6194

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	8160 MAPLE LAWN BLVD STE 300, FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001721/145
Date	Sep 21, 2022
Book Page	1721/145
Instrument	6113

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 HOOPER RD, TELLICO PLNS, TN 37385-5324

Mortgage

Document Number	01667/1175
Date	Dec 18, 2020
Book Page	1667/1175
Instrument	7983

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2040

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 28, 2021
Property Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Document Number	001700/387
Book / Page	1700 / 387
Instrument Date	Nov 15, 2021
Instrument	8698
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 HOOPER RD, 280, TELLICO PLNS, TN 37385-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671

Mortgage

Document Number	0001700390
Date	Dec 28, 2021
Instrument	1700/390

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 6, 2017
Property Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Document Number	01555/1066
Book / Page	01555 / 1066
Instrument Date	Feb 16, 2017
Instrument	00955
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 HAVENWOOD LN, 243, MURPHY, NC 28906-4671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HAVENWOOD LN, MURPHY, NC 28906-4671
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$779.00	$99,270 (-)	$99,270 (-) Land $8,100 Building $91,170
2023		$99,270	$99,270 Land $8,100 Building $91,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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