Haywood County property record for 243 Harmony Ln, Waynesville, NC 28785
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,710 sqft · built 2022 |
| Lot Size | 2.27 acres (99,273 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (May 2021) |
| Tax Bill | $3,206 (2025) |
| Deeds & Mortgages | May 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 8629-03-4721 |
| Primary APN | 8629-03-4721 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,710 sqft Heated Area |
| Gross Area | 4,189 sqft |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 1,710 sqft |
| Unfinished Basement | 1,710 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 99,273 sqft (2.27 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 732 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 267208 |
|---|---|
| Street Address | 243 HARMONY LN |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28785-6411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #4 PT #5-7 JARVIS CHAMBERS ESTATE |
| Legal Subdivision | JARVIS CHAMBERS ESTATE |
| Legal Unit | 4 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | IRON DUFF |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 920102 |
243 Harmony Ln is owned and occupied by two individuals who bought it in May 2021.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 HARMONY LN, WAYNESVILLE, NC 28785-6411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on File |
| Deed Sale | May 27, 2021 · Amount on File |
| Deed Document Number | 20216564 |
| Deed Book / Page | 1031 / 2286 |
| Prior Transfer Date | May 25, 2021 |
| Prior Transfer Doc | 0010312286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 27, 2021 |
| Property Address | 243 HARMONY LN, WAYNESVILLE, NC 28785-6411 |
| Document Number | 0010312286 |
| Book / Page | 1031 / 2286 |
| Map Reference | CAB D SL 1292 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021006564 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 240 HARMONY LN, WAYNESVILLE, NC 28785-6411 |
| Name | Verified Name |
|---|---|
| Address | 140 HARMONY LN, WAYNESVILLE, NC 28785-9484 |
| Document Number | 0010312291 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 1031/2291 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.62% |
The 2025 property tax bill for 243 Harmony Ln was $3,206.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,800 (+1.28%) Land $44,600 Building $430,200 | ||
| 2025 | $3,206.00 | $468,800 Land $44,600 Building $424,200 | $474,800 Land $44,600 Building $430,200 |
| 2023 | $468,800 Land $44,600 Building $424,200 | $468,800 Land $44,600 Building $424,200 | |
| 2021 | $468,800 Land $44,600 Building $424,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Harmony Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 243 Harmony Ln is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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