243 Harmony Ln, Myrtle Beach, SC 29588 Property Records

Horry County property record for 243 Harmony Ln, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,195 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$240,670 (Feb 2019)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`457-09-04-0006`

Property Details

APN / Parcel Number

Primary APN	`457-09-04-0006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,195 sqft Living Area
1st Floor Area	2,448 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	243 HARMONY LN
City	MYRTLE BEACH
State	SC
Zip	29588-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY @ ST JAMES PH 3; LOT 113
Legal Subdivision	HARMONY @ ST JAMES PH 3
Legal Lot Number	113
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2000
Census Tract	51605

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA TRUST FEDERAL CREDIT UNION
Jun 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE
Mar 18, 2024	Warranty Deed, Transfer
Jul 28, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Feb 21, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Deed Book / Page	4185 / 2376
Last Transfer Date	Mar 15, 2024
Transfer Doc	0047871601
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005

Mortgage

Document Number	67000000003360
Date	Aug 1, 2023
Book Page	0000006700/0000003360

Lender

Name	CAROLINA TRUST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005

Mortgage

Document Number	69190000003399
Date	Jun 25, 2025
Book Page	0000006919/0000003399
Instrument	2025000068222

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Mar 18, 2024
Property Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005
Document Number	0047871601
Book / Page	4787 / 1601
Instrument Date	Mar 15, 2024
Instrument	2024000028151
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005
Document Number	6243/0795
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HARMONY LN MYRTLE BEACH SC 295885005, MYRTLE BEACH, SC 29588-5005

Mortgage

Document Number	6243/0795
Date	Jul 28, 2020
Book Page	006243/000795

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Feb 21, 2019
Property Address	243 HARMONY LN, MYRTLE BEACH, SC 29588-5005
Document Number	4185/2376
Book / Page	004185 / 002376
Instrument Date	Feb 21, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HARMONY LN MYRTLE BEACH SC 295885005, MYRTLE BEACH, SC 29588-5005

Mortgage

Document Number	6065/2732
Date	Feb 21, 2019
Book Page	006065/002732

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00
2024	$1,121.00 (+7.17%)	$21,178 (+116.99%) Land $4,791 Building $16,387	$352,959 (+44.6%) Land $79,849 Building $273,110
2023	$1,046.00 (+3.36%)	$9,760 (-61.92%) Land $1,630 Building $8,140	$244,090 (-) Land $40,690 Building $203,400
2021	$1,012.00	$25,629 Land $4,272 Building $21,357	$244,090 Land $40,690 Building $203,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	23 (1998–2023)
Claims Outside the SFHA	23 of 23
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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