243 Harmon St, Somerset, PA 15501 Property Records

Somerset County property record for 243 Harmon St, Somerset, PA 15501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,189 sqft · built 1964
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Tax Bill	$3,790 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S41-027-005-000`

Property Details

APN / Parcel Number

Primary APN	`S41-027-005-000`
Alternative APNs	`S41-027-005-00` `410002730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,189 sqft Living Area
1st Floor Area	655 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asbestos
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	187 ft deep x 120 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	410002730
Street Address	243 HARMON ST
City	SOMERSET
State	PA
Zip	15501-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.560 A 1 STY MAS/FR HO BSMT GRG
Jurisdiction	SOMERSET PA
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1003
Census Tract	21000

Owner

243 Harmon St is owned and occupied by an individual.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 8, BOSWELL, PA 15531-0008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage SOMERSET TRUST CO
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	243 HARMON ST, SOMERSET, PA 15501-1047
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 HARMON ST, SOMERSET, PA 15501-1047

Mortgage

Document Number	003179/176
Date	Mar 17, 2026
Book Page	3179/176
Instrument	2026001875

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	GREENSBURG, PA 15601

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	243 HARMON ST, SOMERSET, PA 15501-1047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2643/0188
Date	Jun 29, 2017
Book Page	2643/0188
Instrument	2017004650

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	JENNERSTOWN, PA 15547

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	243 HARMON ST, SOMERSET, PA 15501-1047
Transaction Type	Mortgage
Record Updated	Jun 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2810/870
Date	Jun 2, 2020
Book Page	2810/870
Instrument	2020003220

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	JENNERSTOWN, PA 15547

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 243 Harmon St was $3,790 with a homeowner's exemption.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Somerset Borough
Unified School District	Somerset Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,790.00 Homeowner's exemption	$46,310
2024	$3,684.00 (+2.25%)	$46,310 (-)
2023	$3,603.00	$46,310
1998			$92,600 Land $22,070 Building $70,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Harmon St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2018)
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Harmon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042
Water Source	Purchased surface water from SOMERSET CNTY QUEMAHONING SYST
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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