Gaston County property record for 243 Hamrick Rd, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,596 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $276,500 (Dec 2019) |
| Tax Bill | $3,948 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224243 |
| Primary APN | 224243 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,596 sqft Heated Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Lot Area | 6,534 sqft (0.15 acres) |
| Street Address | 243 HAMRICK RD |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-0139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES AT CRAMERTON MILLS LOTS 24 PLAT BOOK 089 PAGE 091 |
| Legal Subdivision | VILLAGES AT CRAMERTON MILLS |
| Legal Lot Number | 24 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Mar 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 31, 2019 | Special Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Sep 27, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| Jul 24, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| May 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 29, 2017 | Grant Deed, Mortgage · Line of Credit BANK OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2019 · Amount on Record |
| Deed Book / Page | 5092 / 497 |
| Prior Transfer Date | May 29, 2019 |
| Prior Transfer Doc | 0050440419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|
| Document Number | 0055932247 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 5593/2247 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0053190642 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 5319/642 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 31, 2019 |
| Property Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Document Number | 0050920497 |
| Book / Page | 5092 / 0497 |
| Map Reference | MB 89 PG 91&92 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $553.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4297 HIGHWAY 24 27 E # EB, 4297, MIDLAND, NC 28107-9465 |
| Name | Verified Name |
|---|---|
| Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Document Number | 0050920499 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 5092/0499 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Document Number | 0050701323 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 VILLAGE TRL #215 WOODSTOCK GA 301884711, 215, WOODSTOCK, GA 30188-4711 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 24, 2019 |
| Property Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Document Number | 0050551751 |
| Book / Page | 005055 / 001751 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,107.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10130 MALLARD CREEK RD #218 CHARLOTTE NC 282626001, 218, CHARLOTTE, NC 28262-6001 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 29, 2019 |
| Property Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Document Number | 0050440419 |
| Book / Page | 005044 / 000419 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 243 HAMRICK RD, CRAMERTON, NC 28032-0139 |
| Document Number | 0049540991 |
| Book / Page | 004954 / 000991 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329 |
| Document Number | 49540991 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 004954/000991 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | PO BOX 8811, LITTLE ROCK, AR 72231-8811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,948.00 (-2.47%) | $383,710 (-) Land $61,500 Building $322,210 | |
| 2023 | $4,048.00 | $383,710 Land $61,500 Building $322,210 | |
| 2021 | $304,730 Land $60,000 Building $244,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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