243 Graves Rd, Ashfield, MA 01330 Property Records

Franklin County and Ashfield Town property record for 243 Graves Rd, Ashfield, MA 01330

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,141 sqft · built 2004
Lot Size	127 acres (5,532,120 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jan 2002)
Tax Bill	$12,930 (2025)
Deeds & Mortgages	Feb 2020 Refinance Jan 2021 Line of Credit
APN	`ASHF M:0004 B:0000 L:2`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:0004 B:0000 L:2`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,141 sqft Living Area
Gross Area	8,147 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,532,120 sqft (127 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	243 GRAVES RD
City	ASHFIELD
State	MA
Zip	01330-2201
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Lot Number	2
Jurisdiction	ASHFIELD MA
Township / Civil Division	ASHFIELD
Census Block Group	1
Census Block	1004
Census Tract	41501

Owner

243 Graves Rd, a rural home, is owned by two individuals who bought it in January 2002.

Source: Franklin County and Ashfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 282, ASHFIELD, MA 01330-0282
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2002 · Amount on File
Deed Sale	Jan 17, 2002 · Amount on File
Prior Sale	Aug 30, 1996 · Amount on File
Deed Book / Page	3929 / 225
Transfer Doc	5986-220
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	243 GRAVES RD, ASHFIELD, MA 01330-2201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7496-14
Date	Feb 10, 2020
Book Page	7496/14
Instrument	1328

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	243 GRAVES RD, ASHFIELD, MA 01330-2201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7682-188
Date	Jan 7, 2021
Book Page	7682/188
Instrument	145

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 243 Graves Rd was $12,930, up 0.7% from the year before.

Source: Franklin County and Ashfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Ashfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,930.00 (+0.67%)	$960,616 (+9.27%) Land $98,816 Building $861,800	$928,227
2024	$12,844.00 (+2.56%)	$879,100 (+23.61%) Land $100,800 Building $778,300
2023	$12,524.00	$711,192 Land $84,292 Building $626,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 243 Graves Rd; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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