243 Granite Dr, Lakeland, FL 33809 Property Records

Polk County property record for 243 Granite Dr, Lakeland, FL 33809

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 925 sqft · built 1990
Lot Size	0.161 acres (7,022 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2022)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161358-000061`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161358-000061`
Alternative APNs	`192724161358000061` `92724000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,022 sqft (0.161 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	247 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	243 GRANITE DR
City	LAKELAND
State	FL
Zip	33809-6122
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAKE GIBSON VILLAGE PB 88 PG 46 LOT 6 LESS BEG NW COR RUN N 60 DEG 46 MIN 27 SEC E 137.58 FT TO CURVE SELY ALONG CURVE 28.98 FT S 40 DEG 33 MIN 57 SEC W 170.4 FT S 88 DEG 52 MIN 27 SEC W 27.52 FT N 85.02 FT TO POB BEING LOT 6-B OF UNREC SURVEY
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	LAKE GIBSON VILLAGE
Legal Tract	161358
Legal Block	2
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2014
Census Tract	12208

Owner

243 Granite Dr, a townhouse, is owned and occupied by two individuals who bought it in September 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 GRANITE DR, LAKELAND, FL 33809-6122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jun 16, 2005 · Amount on File
Deed Document Number	2022241592
Deed Book / Page	12407 / 1689
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 6, 2022
Property Address	243 GRANITE DR, LAKELAND, FL 33809-6122
Document Number	0000241592
Book / Page	12407 / 1689
Map Reference	MB 88 PG 46
Instrument Date	Aug 31, 2022
Instrument	2022241592
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6245 CRANE DR, 6245, LAKELAND, FL 33809-5627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 GRANITE DR, LAKELAND, FL 33809-6122

Mortgage

Document Number	0124071691
Date	Sep 6, 2022
Instrument	12407/1691

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 243 Granite Dr was $1,405 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,933 (+2.7%)	$156,500 (-1.88%) Land $100 Building $156,400
2025	$1,405.00 Homeowner's exemption	$148,912	$159,500 Land $100 Building $159,400
2023	$1,796.00 (-9.79%) Homeowner's exemption	$140,500 (+11.95%) Land $100 Building $140,400	$140,500 (+11.95%) Land $100 Building $140,400
2022	$1,991.00	$125,500 Land $100 Building $125,400	$125,500 Land $100 Building $125,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Granite Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Granite Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	CITY OF LAKELAND
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20