Carteret County property record for 243 Ferry Dock Rd, Gloucester, NC 28528
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,590 sqft · built 1960 |
| Lot Size | 0.884 acres (38,507 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Apr 2004) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 7336.04.72.8696000 |
| Primary APN | 7336.04.72.8696000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,590 sqft Heated Area |
| Gross Area | 2,990 sqft |
| 1st Floor Area | 1,374 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,507 sqft (0.884 acres) |
| Lot Dimensions | 211 ft deep x 190 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 41 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 25537 |
|---|---|
| Street Address | 243 FERRY DOCK RD |
| City | GLOUCESTER |
| State | NC |
| Zip | 28528-9302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART TRACT 4 JOHN WHITEHURST. |
| Legal Subdivision | JOHN WHITEHURST S/D |
| Legal Tract | 4 |
| Legal Block | 72 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | STRAITS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970103 |
243 Ferry Dock Rd is owned and occupied by two individuals who acquired it in November 2006.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 FERRY DOCK RD, GLOUCESTER, NC 28528-9302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2004 · Amount on File |
| Deed Sale | Apr 22, 2004 · Amount on File |
| Deed Book / Page | 1051 / 56 |
| Last Transfer Date | Nov 28, 2006 |
| Transfer Doc | 0012010232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 243 FERRY DOCK RD, GLOUCESTER, NC 28528-9302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 243 FERRY DOCK RD, GLOUCESTER, NC 28528-9302 |
| Document Number | 0017940019 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 1794/19 |
| Instrument | 1794019 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 243 FERRY DOCK RD, GLOUCESTER, NC 28528-9302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0017300140 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 1730/140 |
| Instrument | 1730140 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
The 2025 property tax bill for 243 Ferry Dock Rd was $1,242.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,520 (+0.53%) Land $77,680 Building $255,840 | $333,520 (+0.53%) Land $77,680 Building $255,840 | |
| 2025 | $1,242.00 | $331,746 Land $77,680 Building $254,066 | $331,746 Land $77,680 Building $254,066 |
| 2023 | $243,297 Land $65,557 Building $177,740 | $243,297 Land $65,557 Building $177,740 | |
| 2022 | $1,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Ferry Dock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 349 (1981–2025) |
| Claims Outside the SFHA | 2 of 349 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Ferry Dock Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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