243 Evergreen Cir, Gilberts, IL 60136 Property Records

Kane County property record for 243 Evergreen Cir, Gilberts, IL 60136

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,520 sqft · built 2002
Owner	Individual Name on File
Last Sale	$236,500 (Sep 2022)
Tax Bill	$5,304 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-381-097`

Property Details

APN / Parcel Number

Primary APN	`02-25-381-097`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	1,900 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	243 EVERGREEN CIR
City	GILBERTS
State	IL
Zip	60136-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER TRAILS UNIT 4 CONDOMINIUM UNIT 615-4
Legal Subdivision	TIMBER TRAILS
Legal Block	2
Legal Lot Number	615-4
Legal Unit	615-4
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2001
Census Tract	850708

Owner

243 Evergreen Cir is owned and occupied by an individual who bought it in September 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	243 EVERGREEN CIR, GILBERTS, IL 60136-4049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Oct 12, 2007 · Amount on File
Deed Document Number	202247784
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	243 EVERGREEN CIR, GILBERTS, IL 60136-4049
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060704
Date	Oct 13, 2020
Instrument	2020K060704

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 27, 2022
Property Address	243 EVERGREEN CIR, GILBERTS, IL 60136-4049
Document Number	0000047784
Map Reference	DOC 2002K030381
Instrument Date	Jul 27, 2022
Instrument	2022K047784
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 1ST AVE S, 407, ALTOONA, IA 50009-1710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 EVERGREEN CIR, GILBERTS, IL 60136-4049

Mortgage

Document Number	0000047785
Date	Sep 27, 2022
Instrument	2022K047785

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate	5.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 2, 2017
Property Address	243 EVERGREEN CIR, GILBERTS, IL 60136-4049
Document Number	0000028227
Instrument Date	May 22, 2017
Instrument	28227
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W170 OAK DR ST CHARLES IL 601759702, ST CHARLES, IL 60175-9702

Mortgage

Document Number	28228
Date	Jun 2, 2017
Instrument	28228

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 243 Evergreen Cir was $5,304 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Gilberts Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,304.00 Homeowner's exemption	$77,992 (-0.19%) Land $17,386 Building $60,606	$234,070 (-0.19%) Land $52,179 Building $181,891
2024		$78,138 Land $16,034 Building $62,104	$234,508 Land $48,121 Building $186,387
2022	$5,008.00 (+3.19%) Homeowner's exemption	$62,592 (+6.32%) Land $13,369 Building $49,223	$187,776 (+6.32%) Land $40,107 Building $147,669
2021	$4,853.00 Homeowner's exemption	$58,871 Land $12,574 Building $46,297	$176,613 Land $37,722 Building $138,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 243 Evergreen Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Evergreen Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTS serves 8,366 people · EPA ID IL0890400
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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