St. Charles County property record for 243 England Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,044 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,910 (Feb 2006) |
| Tax Bill | $4,689 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T000300475 |
| Primary APN | T000300475 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,044 sqft Living Area |
| Gross Area | 4,244 sqft |
| 1st Floor Area | 2,294 sqft |
| Basement Area | 1,551 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 801 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 235 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T000300475 |
|---|---|
| Street Address | 243 ENGLAND DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST AT HIGHGROVE LOT 22 |
| Legal Subdivision | EST AT HIGHGROVE |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 311801 |
243 England Dr is owned and occupied by an individual who bought it in February 2006.
Source: St. Charles County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 ENGLAND DR, O FALLON, MO 63366-1169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC |
| Nov 23, 2019 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2006 · Amount on File |
| Deed Sale | Feb 14, 2006 · Amount on File |
| Prior Sale | Jan 25, 2002 · Amount on File |
| Deed Document Number | 2006128990 |
| Deed Book / Page | 4415 / 1034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 243 ENGLAND DR, O FALLON, MO 63366-1169 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 243 ENGLAND DR, O FALLON, MO 63366-1169 |
| Document Number | 0000072202 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020R-072202 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 02942 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 243 ENGLAND DR, O FALLON, MO 63366-1169 |
| Document Number | 0071970640 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 243 ENGLAND DR O FALLON MO 633661169, O FALLON, MO 63366-1169 |
| Document Number | 0071970640 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 007197/000640 |
| Instrument | 712090 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
The 2025 property tax bill for 243 England Dr was $4,689.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,107 (-) | $384,774 (-) Land $65,000 Building $319,774 | |
| 2025 | $4,689.00 | $73,107 | $384,774 Land $65,000 Building $319,774 |
| 2023 | $67,868 | ||
| 2022 | $357,201 Land $50,000 Building $307,201 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 243 England Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 England Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Gateway Fiber, Socket Telecom, Verizon, Wisper ISP.
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