Sacramento County property record for 243 Emerald Oak Dr, Galt, CA 95632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,347 sqft Living Area |
| Lot Size | 6,997 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2014) |
| Tax Bill | $3,094.00 (2025) |
| Primary APN | 148-0314-022-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,347 sqft Living Area |
| 1st Floor | 1,347 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,997 sqft (0.161 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 451 sqft Garage |
| Pool Area | 19,000 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 243 EMERALD OAK DR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2323 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD PARK 16, LOT 151 |
| Legal Subdivision | EMERALD PARK 16 |
| Legal Lot Number | 151 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | GALT |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 9502 |
Source: Sacramento County records · APN 148-0314-022-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 EMERALD OAK DR, GALT, CA 95632-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2014 · Amount on Record |
| Deed Sale | Dec 15, 2014 · Amount on Record |
| Prior Sale | Apr 24, 2009 · Amount on Record |
| Deed Book / Page | 20141215 / 1138 |
| Prior Transfer Date | Nov 24, 2004 |
| Prior Transfer Doc | 2004001597 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 243 EMERALD OAK DR, GALT, CA 95632-2323 |
| Document Number | 2004280537 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 243 EMERALD OAK DR GALT CA 956322323, GALT, CA 95632-2323 |
| Document Number | 2004280537 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2004280537 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 243 EMERALD OAK DR, GALT, CA 95632-2323 |
| Document Number | 0000000347 |
| Book / Page | 170524 / 000347 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 243 EMERALD OAK DR GALT CA 956322323, GALT, CA 95632-2323 |
| Document Number | 0000000347 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 170524/000347 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $281,617 (+2%) Land $79,678 Building $201,939 | |
| 2025 | $3,094.00 (+4.56%) Homeowner's exemption | $276,096 (+4.04%) Land $78,116 Building $197,980 |
| 2024 | $2,959.00 (+1.75%) | |
| 2023 | $2,908.00 (+4.27%) Homeowner's exemption | $265,378 Land $75,084 Building $190,294 |
| 2022 | $2,789.00 |
243 Emerald Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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