Windsor Locks Town property record for 243 Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,279 sqft · built 1952 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,200 (Jun 2018) |
| Tax Bill | $5,736 (2024) |
| Deeds & Mortgages | Aug 2017 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:34 B:78 L:94 |
| Primary APN | WINL M:34 B:78 L:94 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 57,499 sqft (1.32 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 156500 |
|---|---|
| Street Address | 243 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 78 |
| Legal Lot Number | 94 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 476300 |
Source: Windsor Locks Town records · APN WINL M:34 B:78 L:94
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 ELM ST, ENFIELD, CT 06082-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2017 | Deed of Trust, Mortgage FIRST NATL BANK SUFFIELD |
| Jan 23, 2017 | Deed of Trust, Mortgage FIRST NATL BANK SUFFIELD |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NATL BANK SUFFIELD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on Record |
| Deed Sale | Jun 11, 2018 · Amount on Record |
| Prior Sale | Oct 14, 1998 · Amount on Record |
| Deed Book / Page | 2696 / 190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 243 ELM ST, WINDSOR LOCKS, CT 06096-2234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000468-879 |
|---|---|
| Date | Aug 07, 2017 |
| Book Page | 468/879 |
| Instrument | 659140009 |
| Name | FIRST NATL BANK SUFFIELD |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 243 ELM ST, WINDSOR LOCKS, CT 06096-2234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000463-797 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 463/797 |
| Instrument | 568340009 |
| Name | FIRST NATL BANK SUFFIELD |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 288 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 243 ELM ST, WINDSOR LOCKS, CT 06096-2234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000474-21 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 474/21 |
| Instrument | 740360009 |
| Name | FIRST NATL BANK SUFFIELD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 01, 2043 |
Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $239,120 (+62.9%) Land $69,580 Building $169,540 | $167,384 Land $48,706 Building $118,678 | |
| 2024 | $5,736.00 (+38.85%) | $146,790 (-) Land $60,690 Building $86,100 | |
| 2023 | $4,131.00 (+8.94%) | $146,790 (-) Land $60,690 Building $86,100 | |
| 2022 | $3,792.00 | $146,790 Land $60,690 Building $86,100 |
Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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