243 Ellis Rd, Opp, AL 36467 Property Records

Covington County property record for 243 Ellis Rd, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1940
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2022)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-05-15-4-001-006.001`

Property Details

APN / Parcel Number

Primary APN	`23-11-05-15-4-001-006.001`
Alternative APNs	`11051540010060010` `1105154001006001` `23359950` `23420538`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	121,968 sqft (2.8 acres)
Lot Dimensions	355 ft deep x 399 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Utility Building	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23420538
Street Address	243 ELLIS RD
City	OPP
State	AL
Zip	36467-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/1384 1/10/2022 BEG @ INT OF W LN OF SW4 OF SE4 SEC 15 T4N R18E WITH N R/W ELLIS RD TH E-20' TO POB; TH CONT
Legal Range	18E
Legal Township	04N
Legal Section	15
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	3
Census Block	3004
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 ELLIS RD, OPP, AL 36467-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Book / Page	2022 / 1384
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jan 20, 2022
Property Address	243 ELLIS RD, OPP, AL 36467-1437
Document Number	02022/1384
Book / Page	2022 / 1384
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 ELLIS RD, OPP, AL 36467-1437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 ELLIS RD, OPP, AL 36467-1437

Mortgage

Document Number	0020221387
Date	Jan 20, 2022
Instrument	2022/1387

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 25, 2018
Property Address	243 ELLIS RD, OPP, AL 36467-1437
Document Number	2018/14118
Book / Page	2018 / 14118
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 MAGNOLIA ST, ANDALUSIA, AL 36420-5137

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	243 ELLIS RD, OPP, AL 36467-1437

Mortgage

Document Number	0201814122
Date	Sep 25, 2018
Instrument	2018/14122

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00 (+6.91%)	$26,648 (+8.77%) Land $5,120 Building $21,528	$133,240 (+8.8%) Land $25,600 Building $107,640
2024	$955.00 (+13.69%)	$24,500 (+127.19%) Land $5,120 Building $19,380	$122,460 (+13.56%) Land $25,600 Building $96,860
2023	$840.00 (+156.1%)	$10,784 (+12.4%) Land $2,250 Building $8,534	$107,840 (+12.4%) Land $22,500 Building $85,340
2022	$328.00 Homeowner's exemption	$9,594 Land $2,080 Building $7,514	$95,940 Land $20,800 Building $75,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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