243 el Chico Ln, Coronado, CA 92118 Property Records

San Diego County property record for 243 el Chico Ln, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,250 sqft · built 1955
Lot Size	0.75 acres (3,269 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Oct 2021 Transfer Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`536-172-25-00`

Property Details

APN / Parcel Number

Primary APN	`536-172-25-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,250 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	3,269 sqft (0.75 acres)

Location & Zoning

Street Address	243 EL CHICO LN
City	CORONADO
State	CA
Zip	92118-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 149 LOTS 9 & 10 W 1/2 TR 000376
Legal Subdivision	CORONADO BEACH SOUTH ISLAND
Legal Tract	000376
Legal Block	149
Legal Lot Number	9,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	11000

Owner

243 el Chico Ln is owner-occupied and held in a trust since October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	243 EL CHICO LN, CORONADO, CA 92118-1927
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2020	Quit Claim Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Jun 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 15, 2024
Transfer Doc	0000289042
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2021
Property Address	243 EL CHICO LN, CORONADO, CA 92118-1927
Document Number	0000708620
Map Reference	MAP 376
Instrument Date	Sep 1, 2021
Instrument	2021-0708620
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	243 EL CHICO LN, CORONADO, CA 92118-1927

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	243 EL CHICO LN, CORONADO, CA 92118-1927
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123827
Date	Mar 17, 2017
Instrument	2017-0123827

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	243 EL CHICO LN, CORONADO, CA 92118-1927
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 EL CHICO LN, CORONADO, CA 92118-1927

Mortgage

Document Number	0000583790
Date	Sep 30, 2020
Instrument	2020-0583790

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2020
Property Address	243 EL CHICO LN, CORONADO, CA 92118-1927
Document Number	0000445806
Instrument Date	Jul 22, 2020
Instrument	445806
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	243 EL CHICO LN CORONADO CA 921181927, CORONADO, CA 92118-1927

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2017
Property Address	243 EL CHICO LN, CORONADO, CA 92118-1927
Document Number	0000257208
Instrument Date	Jun 1, 2017
Instrument	257208
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1225 CORTE ZAFIRO SAN MARCOS CA 920698315, SAN MARCOS, CA 92069-8315

Tax Assessment & Valuation

The 2025 property tax bill for 243 el Chico Ln was $2,036, up 1.8% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$141,828 (+2%) Land $37,440 Building $104,388
2025	$2,036.00 (+1.8%)	$139,048 Land $36,706 Building $102,342
2024	$2,000.00 (+1.27%)
2023	$1,975.00 (+1.23%) Homeowner's exemption	$133,651 Land $35,282 Building $98,369
2022	$1,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 243 el Chico Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 el Chico Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, GeoLinks, Google Fiber.

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