243 Edgewater Trl S, Toccoa, GA 30577 Property Records

Stephens County property record for 243 Edgewater Trl S, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,914 sqft · built 2020
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Dec 2024)
Tax Bill	$14,152 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057B 119`

Property Details

APN / Parcel Number

Primary APN	`057B 119`
Alternative APN	`280225`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,914 sqft Heated Area
Basement Area	3,377 sqft
Finished Basement	1,176 sqft
Unfinished Basement	2,201 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Garage Area	1,046 sqft
Porch	Slab
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	280225
Street Address	243 EDGEWATER TRL S
City	TOCCOA
State	GA
Zip	30577-2576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 15 & 16A PHSE 1 SEC D CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Phase	1
Legal Lot Number	15
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4013
Census Tract	970202

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 EDGEWATER TRL S, TOCCOA, GA 30577-2576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Jan 29, 2020	Grant Deed, Transfer AMERIS BK
Jan 27, 2020	Warranty Deed, Transfer
Nov 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20242325
Deed Book / Page	1389 / 377
Prior Transfer Date	May 10, 2024
Prior Transfer Doc	0013670211
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	243 EDGEWATER TRL S, TOCCOA, GA 30577-2576
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 EDGEWATER TRL S, TOCCOA, GA 30577-2576

Mortgage

Document Number	0012970000000114
Date	May 16, 2022
Book Page	0000001297/0000000114
Instrument	000794

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 29, 2020
Property Address	243 EDGEWATER TRL S, TOCCOA, GA 30577-2576
Document Number	0012000267
Book / Page	001200 / 000267
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 EDGEWATER TRL S TOCCOA GA 305772576, TOCCOA, GA 30577-2576

Mortgage

Document Number	12000270
Date	Jan 29, 2020
Book Page	001200/000270

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 27, 2020
Property Address	243 EDGEWATER TRL S, TOCCOA, GA 30577-2576
Document Number	0012000267
Book / Page	1200 / 267
Instrument Date	Jan 27, 2020
Instrument	2020-000093
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 TIMBER RIDGE TRL, TOCCOA, GA 30577-2619

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 12, 2019
Property Address	243 EDGEWATER TRL S, TOCCOA, GA 30577-2576
Document Number	0011940090
Book / Page	001194 / 000090
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$162.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	243 EDGEWATER TRL S TOCCOA GA 305772576, TOCCOA, GA 30577-2576

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,152.00 (+22.38%) Homeowner's exemption	$623,082 (+60.39%) Land $43,066 Building $580,016	$1,557,706 (+60.39%) Land $107,666 Building $1,450,040
2023	$11,564.00 (+5.7%)	$388,477 (+5.71%) Land $39,587 Building $348,890	$971,193 (+5.71%) Land $98,968 Building $872,225
2022	$10,940.00	$367,501 Land $39,587 Building $327,914	$918,754 Land $98,968 Building $819,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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