243 E Main St, Prospect Park (Haledon), NJ 07508 Property Records

Passaic County and Prospect Park Borough property record for 243 E Main St, Prospect Park, NJ 07508

Property Summary

Property Type	Single Family Home
Details	972 sqft · built 1926
Lot Size	0.039 acres (1,699 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Jun 2021)
Tax Bill	$7,459 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00050-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`10-00050-0000-00033`
Alternative APN	`100005000033`

Interior

Stories	2 Stories
Building Area	972 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,699 sqft (0.039 acres)
Lot Dimensions	100 ft deep x 17 ft wide

Location & Zoning

Street Address	243 E MAIN ST
City	PROSPECT PARK
State	NJ
Zip	07508-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	50
Legal Lot Number	33
Jurisdiction	PASSAIC NJ
Township / Civil Division	PROSPECT PARK
Census Block Group	4
Census Block	4005
Census Tract	203600

Owner

Source: Passaic County and Prospect Park Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 15, 2021	Deed, Transfer · FHA Mortgage WEICHERT FINANCIAL SERVICES
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	202139597
Deed Book / Page	4060 / 204
Prior Transfer Date	Jun 15, 2010
Prior Transfer Doc	0000029050
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	243 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MAIN ST, PATERSON, NJ 07505-1203

Mortgage

Document Number	0000009087
Date	Mar 18, 2024
Book Page	M18845/282
Instrument	2024009087

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 15, 2021
Property Address	243 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Document Number	0000039597
Book / Page	D4060 / 204
Instrument Date	May 21, 2021
Instrument	2021039597
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 LAKEVIEW AVE, 302, RINGWOOD, NJ 07456-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E MAIN ST, PROSPECT PARK, NJ 07508-2105

Mortgage

Document Number	0000039598
Date	Jun 15, 2021
Instrument	2021039598

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	243 E MAIN ST, PROSPECT PARK, NJ 07508-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIGNATURE SETMNT & TTL AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047641
Date	Oct 18, 2019
Book Page	M15778/0148
Instrument	2019047641

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Prospect Park Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Prospect Park Borough
Secondary School District	Passaic County Manchester Regional School District (09 - 12)
Elementary School District	Prospect Park Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,700 (-) Land $38,700 Building $81,000	$119,700 (-) Land $38,700 Building $81,000
2025	$7,459.00 (+4.72%)	$119,700 (-) Land $38,700 Building $81,000	$119,700 (-) Land $38,700 Building $81,000
2024	$7,123.00 (+8.93%)
2023		$119,700 Land $38,700 Building $81,000	$119,700 Land $38,700 Building $81,000
2022	$6,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1999–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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