243 E Highbanks Rd, Debary, FL 32713 Property Records

Volusia County property record for 243 E Highbanks Rd, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,145 sqft · built 1954
Lot Size	0.523 acres (22,778 sqft)
Owner	Individual Name on File
Tax Bill	$491 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8034-21-16-0020`

Property Details

APN / Parcel Number

Primary APN	`8034-21-16-0020`
Alternative APNs	`30183421160020` `34183021160020` `2445963.0` `2445963`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,145 sqft Living Area
1st Floor Area	1,145 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1974
Exterior Material	Concrete/Cinder Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,778 sqft (0.523 acres)
Lot Dimensions	151 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	280 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2445963
Street Address	243 E HIGHBANKS RD
City	DEBARY
State	FL
Zip	32713-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK 16 PLANTATION ESTATES UNIT 11 MB 23 PGS 6-7 INC PER OR 4296 PG 4928
Legal Range	30E
Legal Township	18S
Legal Section	34
Legal Subdivision	PLANTATION ESTATE
Legal Tract	21
Legal Block	16
Legal Lot Number	2,3
Legal Unit	11
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	3
Census Block	3007
Census Tract	90905

Owner

243 E Highbanks Rd is owned and occupied by an individual.

Source: Volusia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	243 E HIGHBANKS RD, DEBARY, FL 32713-2610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	243 E HIGHBANKS RD, DEBARY, FL 32713-2610
Document Number	0074702189
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E HIGHBANKS RD DEBARY FL 327132610, DEBARY, FL 32713-2610

Mortgage

Document Number	0074702189
Date	Nov 9, 2017
Book Page	007470/002189
Instrument	218592

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 243 E Highbanks Rd was $491 with a homeowner's exemption, up 10.8% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,184 (+2.43%)	$188,669 (+9.4%) Land $67,977 Building $120,692
2025	$491.00 (+10.84%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$62,664	$172,462 Land $46,852 Building $125,610
2024	$443.00 (+2.78%)
2023	$431.00 (-2.49%) Disabled Person's exemption Veteran's exemption	$59,125 (+3%)	$174,029 (+21.64%) Land $52,000 Building $122,029
2022	$442.00 Disabled Person's exemption Veteran's exemption	$57,403	$143,068 Land $29,640 Building $113,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 E Highbanks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 E Highbanks Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20