243 E Gilpin Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 243 E Gilpin Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,590 sqft · built 1951
Lot Size	0.113 acres (4,935 sqft)
Owner	Individual Name on File
Tax Bill	$3,401 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2017 Line of Credit + 1 more
APN	`48400800`

Property Details

APN / Parcel Number

Primary APN	`48400800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,935 sqft (0.113 acres)
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	243 E GILPIN AVE
City	NORFOLK
State	VA
Zip	23503-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	21 & 22 BLK 8
Legal Block	8
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	4
Census Block	4002
Census Tract	600

Owner

243 E Gilpin Ave is owned and occupied by an individual.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	243 E GILPIN AVE, NORFOLK, VA 23503-3505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	243 E GILPIN AVE, NORFOLK, VA 23503-3505
Transaction Type	Mortgage
Record Updated	Dec 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220028012
Date	Dec 7, 2022
Instrument	220028012

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	243 E GILPIN AVE, NORFOLK, VA 23503-3505
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170017994
Date	Aug 10, 2017
Instrument	170017994

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	243 E GILPIN AVE, NORFOLK, VA 23503-3505
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190019810
Date	Oct 8, 2019
Instrument	190019810

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 243 E Gilpin Ave was $3,401, up 5.1% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,401.00 (+5.1%)	$272,100 (+3.42%) Land $100,000 Building $172,100	$272,100 (+3.42%) Land $100,000 Building $172,100
2025	$3,236.00	$263,100 Land $91,000 Building $172,100	$263,100 Land $91,000 Building $172,100
2023	$2,942.00	$235,400 Land $91,000 Building $144,400	$235,400 Land $91,000 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 243 E Gilpin Ave; there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 243 E Gilpin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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