243 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 243 E 7th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,157 sqft · built 1900
Lot Size0.161 acres (7,020 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Mar 2022)
Tax Bill$3,000 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.73-04-21

Property Details

APN / Parcel Number

Primary APN351200 128.73-04-21
Alternative APNs
  • 120012807300040210000000
  • 2653

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,157 sqft Living Area
1st Floor Area1,360 sqft
2nd Floor Area613 sqft
Upper Floors Area201 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,020 sqft (0.161 acres)
Lot Dimensions117 ft deep x 60 ft wide
PorchPorch
Porch Area289 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2653
Street Address243 E 7TH ST
CityOSWEGO
StateNY
Zip13126-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHAMILTONS GORE
Legal Block4
Legal Lot Number21.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3013
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.73-04-21

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address243 E 7TH ST, OSWEGO, NY 13126-3228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EMPOWER FCU
Feb 16, 2021Warranty Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Prior SaleFeb 16, 2021 · Amount on Record
Deed Document Number20222888
Prior Transfer DateJun 04, 2003
Prior Transfer Doc2003008084
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMar 25, 2022
Property Address243 E 7TH ST, OSWEGO, NY 13126-3228
Document Number0000002888
Instrument DateFeb 18, 2022
InstrumentR-2022-002888
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2022
Title CompanyNETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8967 ENNIS ROAD, 8967, DURHAMVILLE, NY 13054

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 TOWN GARDEN DR APT 2, 2, LIVERPOOL, NY 13088-8502

Mortgage

Document Number0000002889
DateMar 25, 2022
InstrumentR-2022-002889
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateFeb 16, 2021
Property Address243 E 7TH ST, OSWEGO, NY 13126-3228
Document Number0000001734
Instrument DateJan 26, 2021
InstrumentR-2021-001734
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address243 E 7TH ST, 243, OSWEGO, NY 13126-3228

Transferred To (Grantee/Buyer)

NameVerified Name
Address5967 ENNIS RD, DURHAMVILLE, NY 13054-3111

Mortgage

Document Number0000001735
DateFeb 16, 2021
InstrumentR-2021-001735
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,000.00$160,000 (+14.45%) Land $20,200 Building $139,800$160,000 (-5.01%) Land $20,200 Building $139,800
2023$139,800 Land $13,700 Building $126,100$168,434 Land $16,506 Building $151,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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