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243 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 243 E 2nd St, Oswego, NY 13126 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,324 sqft · built 1900
Lot Size0.133 acres (5,796 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Mar 2025)
Tax Bill$1,576 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN351200 128.72-02-31

Property Details

APN / Parcel Number

Primary APN351200 128.72-02-31
Alternative APNs
  • 120012807200020310000000
  • 2192

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,324 sqft Living Area
1st Floor Area964 sqft
Upper Floors Area360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,796 sqft (0.133 acres)
Lot Dimensions126 ft deep x 46 ft wide
PorchCovered Porch
Porch Area60 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2192
Street Address243 E 2ND ST
CityOSWEGO
StateNY
Zip13126-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHAMILTON S GORE
Legal Block2
Legal Lot Number31.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3038
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.72-02-31

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1685 COUNTY ROUTE 7, OSWEGO, NY 13126-5642
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed, Transfer · FHA Mortgage
PARAGON HOME LOANS INC
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CNB MORTGAGE CO
Dec 16, 2019Grant Deed, Transfer
SAFECO TITLE INSURANCE COMPANY, SAFECO TITLE INSURANCE CO.
Jan 30, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2025 · Amount on Record
Deed SaleMar 25, 2025 · Amount on Record
Prior SaleDec 14, 2021 · Amount on Record
Deed Document Number2025R-2025-002109
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionOSWEGO NY
Recording DateDec 14, 2021
Property Address243 E 2ND ST, OSWEGO, NY 13126-3106
Document Number0000004906
Instrument DateOct 28, 2021
InstrumentR-2021-014906
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 OAKBRIAR CT APT 9, 8, PENFIELD, NY 14526-2630

Transferred To (Grantee/Buyer)

NameVerified Name
Address1734 COUNTY ROUTE 8, OSWEGO, NY 13126-6562

Mortgage

Document Number0000004907
DateDec 14, 2021
InstrumentR-2021-014907
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address243 E 2ND ST, OSWEGO, NY 13126-3106
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 OAKBRIAR CT 9, 9, PENFIELD, NY 14526-2630

Mortgage

Document Number0000010909
DateNov 12, 2020
InstrumentR-2020-010909
Lender
NameCNB MORTGAGE CO
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateDec 16, 2019
Property Address243 E 2ND ST, OSWEGO, NY 13126-3106
Document Number0000011487
Instrument DateNov 19, 2019
Instrument11487
Transaction TypeTransfer
Record UpdatedJan 17, 2020
Title CompanySAFECO TITLE INSURANCE COMPANY, SAFECO TITLE INSURANCE CO.

Transaction

AmountAmount Recorded
Tax$59.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 OAKBRIAR CT #9 PENFIELD NY 145262630, 9, PENFIELD, NY 14526-2630

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSWEGO NY
Recording DateJan 30, 2019
Property Address243 E 2ND ST, OSWEGO, NY 13126-3106
Document Number0000000911
Instrument DateJan 15, 2018
Instrument911
Transaction TypeForeclosure
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address127 PUBLIC SQ CLEVELAND OH 441141217, CLEVELAND, OH 44114-1217
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,576.00$80,000 (+23.08%) Land $19,200 Building $60,800$80,000 (+2.15%) Land $19,200 Building $60,800
2023$65,000 Land $12,800 Building $52,200$78,313 Land $15,422 Building $62,891

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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