Flathead County property record for 243 Deer Trl, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,124 sqft · built 1979 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,300 (Jul 2018) |
| Tax Bill | $1,888 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0765872 |
| Primary APN | R0765872 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 962 sqft |
| Finished Basement | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 516 sqft |
| Deck Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000413245 |
|---|---|
| Street Address | 243 DEER TRL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | HAPPY VALLEY HOME SITES, S30, T30 N, R21 W, LOT 172, ASSR# 0000413245 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 30 |
| Legal Subdivision | HAPPY VALLEY HOME SITES |
| Legal Lot Number | 172 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 403 |
243 Deer Trl is owned and occupied by two individuals who bought it in July 2018.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 27, 2018 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Jul 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 15, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Prior Sale | Dec 15, 2017 |
| Deed Document Number | 201815506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000017618 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 202000017618 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 27, 2018 |
| Property Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Document Number | 201800015597 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 201800015597 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 27, 2018 |
| Property Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Document Number | 201800015506 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 201800015506 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Document Number | 201800015507 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 201800015507 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 15, 2017 |
| Property Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Document Number | 201700030663 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 201700030663 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 243 DEERT TRAIL, WHITEFISH, MT 59937-8432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 14, 2017 |
| Property Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Document Number | 201700019672 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 201700019672 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 DEER TRL, WHITEFISH, MT 59937-8432 |
| Document Number | 201700019673 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 201700019673 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 15, 2037 |
The 2026 property tax bill for 243 Deer Trl was $1,888.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,888.00 | $695,100 | |
| 2025 | $695,100 Land $112,882 Building $582,218 | ||
| 2023 | $3,270.00 | $531,500 | $531,500 Land $81,890 Building $449,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Deer Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 243 Deer Trl is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATHEAD CO WATER DISTRICT NO 8 private · serves 475 people · EPA ID MT0000261 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, Bullitt Communications, Verizon.
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